233 Harvard Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 233 Harvard Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 4,699 sqft · built 2006
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Jan 2017)
Tax Bill	$16,922 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-4 39-1AA`

Property Details

APN / Parcel Number

Primary APN	`R-4 39-1AA`
Alternative APN	`STOW M:000R-4 P:39-1AA`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,699 sqft Living Area
Gross Area	6,703 sqft
1st Floor Area	4,232 sqft
Attic	Attic
Attic Area	1,913 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	104,108 sqft (2.39 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R-4 39-1AA
Street Address	233 HARVARD RD
City	STOW
State	MA
Zip	01775-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records · APN R-4 39-1AA

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	233 HARVARD RD, STOW, MA 01775-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jan 03, 2017	Quit Claim Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 03, 2017 · Amount on Record
Deed Sale	Jan 03, 2017 · Amount on Record
Deed Book / Page	68705 / 86
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	233 HARVARD RD, STOW, MA 01775-1021
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0078111-91
Date	Jun 28, 2021
Book Page	78111/91
Instrument	145011

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jan 03, 2017
Property Address	233 HARVARD RD, STOW, MA 01775-1021
Document Number	68705-86
Book / Page	68705 / 86
Instrument	1050
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$55.56
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	687050094
Date	Jan 03, 2017
Instrument	68705/0094

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 03, 2047

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,922.00 (+5.04%)	$971,400 (+2.33%) Land $360,600 Building $610,800	$1,282,880
2024	$16,110.00 (+0.1%)	$949,300 (+6.94%) Land $348,200 Building $601,100
2023	$16,094.00	$887,700 Land $332,800 Building $554,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173231023, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 55 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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