245 Harvard Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 245 Harvard Rd, Stow, MA 01775 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	1,300 sqft Living Area
Lot Size	40,293 sqft (0.925 acres)
Occupancy	Owner Occupied
Last Sale	$410,000 (2014)
Tax Bill	$8,788.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R-4 000038`
Alternative APNs	`STOW M:000R-4 P:038` `M:000R=4 P:038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,300 sqft Living Area
Gross Area	3,612 sqft Gross Area
1st Floor	1,300 sqft 1st Floor
Basement Area	1,300 sqft Basement
Unfinished Basement	1,300 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	40,293 sqft (0.925 acres)
Garage Type	Attached Garage
Deck Area	Deck Area

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	R-4 000038
Street Address	245 HARVARD RD
City	STOW
State	MA
Zip	01775-1021
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	STOW MA
Minor Civil Division	STOW
Census Blockgroup	3
Census Block	3011
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records · APN R-4 000038

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 HARVARD RD, STOW, MA 01775-1021
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 12, 2014 · Amount on Record
Deed Sale	Jun 12, 2014 · Amount on Record
Prior Sale	Jul 08, 2005 · Amount on Record
Deed Book / Page	63742 / 326
Record Refreshed	Jun 08, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	245 HARVARD RD, STOW, MA 01775-1021
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69119-401
Date	Apr 10, 2017
Book Page	69119/401
Instrument	51973

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2032

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,788.00 (-4.19%)	$504,500 (-6.66%) Land $319,900 Building $184,600	$690,555
2024	$9,172.00 (+7.11%)	$540,500 (+14.44%) Land $308,500 Building $232,000
2023	$8,563.00	$472,300 Land $294,500 Building $177,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.