206 Harvard Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 206 Harvard Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1963
Lot Size	2.11 acres (92,129 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Jun 2025)
Tax Bill	$9,436 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-4 000018`

Property Details

APN / Parcel Number

Primary APN	`R-4 000018`
Alternative APNs	`STOW M:000R-4 P:018` `M:000R=4 P:018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,164 sqft Living Area
Gross Area	2,598 sqft
1st Floor Area	1,164 sqft
Basement Area	1,084 sqft
Unfinished Basement	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,129 sqft (2.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-4 000018
Street Address	206 HARVARD RD
City	STOW
State	MA
Zip	01775-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	3
Census Block	3021
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records · APN R-4 000018

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	206 HARVARD RD, STOW, MA 01775-1068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MAIN STREET BANK (MA)
Sep 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 2025 · Amount on Record
Deed Sale	Jun 24, 2025 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Book / Page	84266 / 103
Record Updated	Jun 08, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 24, 2025
Property Address	206 HARVARD RD, STOW, MA 01775-1068
Document Number	084266-103
Book / Page	84266 / 103
Instrument Date	Jun 24, 2025
Instrument	71811
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	206 HARVARD RD, STOW, MA 01775-1068

Mortgage

Document Number	0000071812
Date	Jun 24, 2025
Instrument	71812

Lender

Name	MAIN STREET BANK (MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	206 HARVARD RD, STOW, MA 01775-1068
Document Number	70032-545
Book / Page	070032 / 000545
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70032-545
Date	Oct 04, 2017
Book Page	070032/000545
Instrument	1001

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 03, 2047

Tax Assessment & Valuation

Source: Middlesex County and Stow Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,436.00 (-4.09%)	$541,700 (-6.56%) Land $357,300 Building $184,400	$485,640
2024	$9,838.00 (+9.07%)	$579,700 (+16.52%) Land $344,900 Building $234,800
2023	$9,020.00	$497,500 Land $329,500 Building $168,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 93 locations within half a mile of this property.

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