233 Cedar St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 233 Cedar St, Somerville, MA 02145

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,817 sqft · built 1856
Lot Size	0.047 acres (2,030 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Oct 2019)
Tax Bill	$10,082 (2026)
Deeds & Mortgages	Apr 2021 Refinance Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-H-36`

Property Details

APN / Parcel Number

Primary APN	`33-H-36`
Alternative APNs	`SOME M:33 B:H L:36` `7269121`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,817 sqft Living Area
Gross Area	2,766 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1856
Effective Year Built	Effective 1856
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,030 sqft (0.047 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	7269121
Street Address	233 CEDAR ST
City	SOMERVILLE
State	MA
Zip	02145-3513
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	NR
Legal Block	H
Legal Lot Number	36
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	350300

Owner

233 Cedar St, a duplex, is owned and occupied by two individuals who bought it in October 2019.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	233 CEDAR ST, SOMERVILLE, MA 02145-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK OF RHODE ISLAND
Oct 25, 2019	Quit Claim Deed, Transfer CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 25, 2019 · Amount on File
Deed Sale	Oct 25, 2019 · Amount on File
Prior Sale	Jan 31, 2014 · Amount on File
Deed Document Number	2019165159
Deed Book / Page	73523 / 479
Prior Transfer Date	Aug 23, 2019
Prior Transfer Doc	73523-479
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	233 CEDAR ST, SOMERVILLE, MA 02145-3513
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00077458-1
Date	Apr 8, 2021
Book Page	77458/1
Instrument	78727

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Oct 25, 2019
Property Address	233 CEDAR ST, SOMERVILLE, MA 02145-3513
Document Number	73523-479
Book / Page	073523 / 000479
Instrument Date	Aug 23, 2019
Instrument	165159
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,058.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	233 CEDAR ST SOMERVILLE MA 021453513, SOMERVILLE, MA 02145-3513

Mortgage

Document Number	73523-481
Date	Oct 25, 2019
Book Page	073523/000481
Instrument	165160

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 24, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 233 Cedar St was $10,082, up 5.3% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,082.00 (+5.31%)	$918,200 (+4.64%) Land $405,600 Building $512,600	$988,522
2025	$9,574.00 (+4.74%)	$877,500 (+0.99%) Land $386,300 Building $491,200
2024	$9,141.00 (+5.64%)	$868,900 (+3.84%) Land $386,300 Building $482,600
2023	$8,653.00	$836,800 Land $386,300 Building $450,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 233 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 233 Cedar St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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