232 Cedar St, #3, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 232 Cedar St, #3, Somerville, MA 02145

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,000 sqft · built 1930
Lot Size	0.069 acres (3,010 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Aug 2024)
Tax Bill	$7,018 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-E-33 SUB LOT:3`

Property Details

APN / Parcel Number

Primary APN	`27-E-33 SUB LOT:3`
Alternative APNs	`SOME M:27 B:E L:33 U:3` `20071070`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,497 sqft
Basement Area	233 sqft
Unfinished Basement	233 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Lot Area	3,010 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	20071070
Street Address	232 CEDAR ST, 3
City	SOMERVILLE
State	MA
Zip	02145-3521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Subdivision	232-234 CEDAR STREET CONDO
Legal Block	E
Legal Lot Number	33
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	350400

Owner

232 Cedar St, #3 is owned by an individual who bought it in August 2024.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	234 CEDAR ST, 3, SOMERVILLE, MA 02145-3521
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jan 29, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024 · Amount on File
Deed Sale	Aug 30, 2024 · Amount on File
Prior Sale	Jan 29, 2021 · Amount on File
Deed Book / Page	83189 / 574
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	232 CEDAR ST # 3, 3, SOMERVILLE, MA 02145-3521
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085356-479
Date	Mar 19, 2026
Book Page	85356/479
Instrument	29746

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jan 29, 2021
Property Address	232 CEDAR ST # 3, 3, SOMERVILLE, MA 02145-3521
Document Number	76836-336
Book / Page	76836 / 336
Instrument Date	Jan 16, 2021
Instrument	21913
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CEDAR ST # 3-234, 3-234, SOMERVILLE, MA 02145-3521

Mortgage

Document Number	21914
Date	Jan 29, 2021
Instrument	21914

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 232 Cedar St, #3 was $7,018, up 9.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,018.00 (+9.4%)	$639,200 (+8.71%) Building $639,200	$692,710 (-4.41%)
2025	$6,415.00 (+6.46%)	$588,000 (+2.65%) Building $588,000	$724,660 (+7.65%)
2024	$6,026.00 (+2.66%)	$572,800 (+0.9%) Building $572,800	$673,170
2023	$5,870.00	$567,700 Building $567,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Cedar St, #3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 232 Cedar St, #3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

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