232 Cedar St, #2, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 232 Cedar St, #2, Somerville, MA 02145

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,000 sqft · built 1930
Lot Size	0.069 acres (3,010 sqft)
Owner	Individual Name on File
Last Sale	$590,000 (Jun 2021)
Tax Bill	$6,084 (2026)
Deeds & Mortgages	Nov 2019 Refinance Jul 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-E-33 SUB LOT:2`

Property Details

APN / Parcel Number

Primary APN	`27-E-33 SUB LOT:2`
Alternative APNs	`SOME M:27 B:E L:33 U:2` `20071060`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,000 sqft Living Area
Gross Area	1,497 sqft
Basement Area	233 sqft
Unfinished Basement	233 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Lot Area	3,010 sqft

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	20071060
Street Address	232 CEDAR ST, 2
City	SOMERVILLE
State	MA
Zip	02145-3521
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	NR
Legal Subdivision	232-234 CEDAR STREET CONDO
Legal Block	E
Legal Lot Number	33
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2002
Census Tract	350400

Owner

232 Cedar St, #2 is owned and occupied by an individual who bought it in June 2021.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	232 CEDAR ST, 2, SOMERVILLE, MA 02145-3521
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Jul 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP
Jun 29, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Prior Sale	Apr 25, 2014 · Amount on File
Deed Book / Page	78129 / 594
Transfer Doc	063532-370
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	232 CEDAR ST # 2, 2, SOMERVILLE, MA 02145-3521
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073664-232
Date	Nov 18, 2019
Book Page	73664/232
Instrument	180118

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	232 CEDAR ST # 2, 2, SOMERVILLE, MA 02145-3521
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	075161-347
Date	Jul 20, 2020
Book Page	75161/347
Instrument	117792

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

June 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 29, 2021
Property Address	232 CEDAR ST # 2, 2, SOMERVILLE, MA 02145-3521
Document Number	078129-594
Book / Page	78129 / 594
Instrument Date	Jun 29, 2021
Instrument	146865
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SPENCER AVE # 11, 11, SOMERVILLE, MA 02144-2611

Mortgage

Document Number	0000146866
Date	Jun 29, 2021
Instrument	146866

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 232 Cedar St, #2 was $6,084, up 2.4% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,084.00 (+2.39%)	$554,100 (+1.74%) Building $554,100	$641,810 (-7.77%)
2025	$5,942.00 (+6.53%)	$544,600 (+2.72%) Building $544,600	$695,875 (-4.51%)
2024	$5,578.00 (+2.67%)	$530,200 (+0.91%) Building $530,200	$728,745
2023	$5,433.00	$525,400 Building $525,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Cedar St, #2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 232 Cedar St, #2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Netafy Fixed Wireless	608 / 135
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry, Verizon.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures