Osceola County property record for 218 California Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,209 sqft · built 1970 |
| Lot Size | 0.232 acres (10,105 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $73,900 (Oct 2010) |
| Tax Bill | $822 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-26-30-0033-0001-0320 |
| Primary APN | 03-26-30-0033-0001-0320 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,209 sqft Living Area |
| Gross Area | 1,532 sqft |
| 1st Floor Area | 1,017 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,105 sqft (0.232 acres) |
| Lot Dimensions | 150 ft deep x 66 ft wide |
| Garage Type | Carport |
| Garage Area | 264 sqft |
| Carport | Carport |
| Carport Area | 264 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 180 sqft |
| Porch | Florida Room |
| Porch Area | 192 sqft |
| Deck Area | 420 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Central |
|---|
| Street Address | 218 CALIFORNIA AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY ACRES PB 2 PG 52 LOT 32 |
| Legal Subdivision | SUNNY ACRES CORRECTED PLAT OF |
| Legal Lot Number | 32 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 43400 |
Source: Osceola County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 7, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2010 · Amount on Record |
| Deed Sale | Oct 27, 2010 · Amount on Record |
| Deed Document Number | 2010161895 |
| Deed Book / Page | 4053 / 1661 |
| Last Transfer Date | Aug 23, 2023 |
| Transfer Doc | 0064701624 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 218 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2109 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 218 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2109 |
| Document Number | 0069051338 |
|---|---|
| Date | Jan 8, 2026 |
| Book Page | 6905/1338 |
| Instrument | 2026003092 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 218 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2109 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 218 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2109 |
| Document Number | 0065642681 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 6564/2681 |
| Instrument | 2024033033 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 7, 2023 |
| Property Address | 218 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2109 |
| Document Number | 0064701624 |
| Book / Page | 6470 / 1624 |
| Map Reference | MB 2 PG 52 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023117901 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 218 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2109 |
| Name | Verified Name |
|---|---|
| Address | 218 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2109 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $822.00 (+4.71%) | $88,825 | $222,900 Land $60,000 Building $162,900 |
| 2024 | $785.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 98 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 110 units insured incl. 12 condo units |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 3 of 24 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures