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233 Bernard Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 233 Bernard Ave, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,604 sqft · built 1953
Lot Size0.178 acres (7,762 sqft)
OwnerIndividual Name on Record
Last Sale$124,000 (Aug 2018)
Tax Bill$2,124 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN671-0001-0087-00

Property Details

APN / Parcel Number

Primary APN671-0001-0087-00

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,604 sqft Living Area
1st Floor Area1,604 sqft
Basement Area1,015 sqft
Finished Basement240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1953
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area7,762 sqft (0.178 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address233 BERNARD AVE
CityCINCINNATI
StateOH
Zip45215-3403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBERNARD AVE 0.1782 AC R1 T4 S33
JurisdictionHAMILTON OH
Township / Civil DivisionREADING
Census Block Group1
Census Block1003
Census Tract23201

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address233 BERNARD AVE, CINCINNATI, OH 45215-3403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2018 · Amount on Record
Deed SaleAug 15, 2018 · Amount on Record
Deed Document Number2018-0071693
Deed Book / Page13732 / 00590
Record UpdatedJun 8, 2026

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON OH
Recording DateAug 15, 2018
Property Address233 BERNARD AVE, CINCINNATI, OH 45215-3403
Document Number0000071693
Book / Page013732 / 000590
Instrument DateAug 3, 2018
Instrument71693
Transaction TypeTransfer
Record UpdatedOct 8, 2018
Title CompanyMATTINGLY-FORD TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$372.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address233 BERNARD AVE CINCINNATI OH 452153403, CINCINNATI, OH 45215-3403

Mortgage

Document Number71694
DateAug 15, 2018
Book Page013732/000592
Instrument71694
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 14, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityReading City
Unified School DistrictReading Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,124.00 (+2.12%) Homeowner's exemption$50,278 (-) Land $10,479 Building $39,799
2024$2,080.00 (-3.44%) Homeowner's exemption$50,278 (-) Land $10,479 Building $39,799
2023$2,154.00 (-8.07%) Homeowner's exemption$50,278 (+15.85%) Land $10,479 Building $39,799$143,650 (+15.85%) Land $29,940 Building $113,710
2022$2,343.00 Homeowner's exemption$43,401 Land $8,425 Building $34,976
2020$124,000 Land $24,070 Building $99,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (1979–2020)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING CITY PWS
serves 9,506 people · EPA ID OH3101812
Water SourcePurchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State InspectionOct 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile, Verizon.

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