Hamilton County property record for 231 Bernard Ave, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,800 sqft · built 1949 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $70,600 (Dec 2009) |
| Tax Bill | $2,190 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 671-0001-0007-00 |
| Primary APN | 671-0001-0007-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| Gross Area | 2,806 sqft |
| 1st Floor Area | 1,006 sqft |
| 2nd Floor Area | 794 sqft |
| Upper Floors Area | 794 sqft |
| Basement Area | 1,006 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Dimensions | 115 ft deep x 45 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 84 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 231 BERNARD AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BERNARD AVE 45 X 115 R1-T4-S33 N E |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 23201 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 231 BERNARD AVE, CINCINNATI, OH 45215-3403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2009 · Amount on Record |
| Deed Sale | Dec 17, 2009 · Amount on Record |
| Prior Sale | Oct 2, 2009 · Amount on Record |
| Deed Document Number | 2009165790 |
| Deed Book / Page | 11314 / 1074 |
| Prior Transfer Date | Apr 1, 2009 |
| Prior Transfer Doc | 0000000276 |
| Record Updated | Oct 29, 2026 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Reading City |
| Unified School District | Reading Community City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,190.00 (+2.43%) | $41,311 (-) Land $8,026 Building $33,285 | $118,030 (-) Land $22,930 Building $95,100 |
| 2024 | $2,138.00 (-1.47%) | $41,311 (-) Land $8,026 Building $33,285 | |
| 2023 | $2,170.00 (-0.5%) | $41,311 (+28.41%) Land $8,026 Building $33,285 | $118,030 (+28.41%) Land $22,930 Building $95,100 |
| 2022 | $2,181.00 Homeowner's exemption | $32,172 Land $6,454 Building $25,718 | |
| 2020 | $91,920 Land $18,440 Building $73,480 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1979–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING CITY PWS serves 9,506 people · EPA ID OH3101812 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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