230 Bernard Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 230 Bernard Ave, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,402 sqft · built 1919
Lot Size	0.154 acres (6,708 sqft)
Owner	Individual Name on File
Last Sale	$8,363 (Feb 2018)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`671-0001-0009-00`

Property Details

APN / Parcel Number

Primary APN	`671-0001-0009-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,402 sqft Living Area
Gross Area	2,902 sqft
1st Floor Area	1,008 sqft
2nd Floor Area	694 sqft
Upper Floors Area	694 sqft
Basement Area	1,200 sqft
Finished Basement	700 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,708 sqft (0.154 acres)
Lot Dimensions	125 ft deep x 56 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	230 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45215-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERNARD AVE 56 X 125 R1-T4-S33 SE
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	1
Census Block	1002
Census Tract	23201

Owner

230 Bernard Ave is owned and occupied by an individual who bought it in February 2018.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	230 BERNARD AVE, CINCINNATI, OH 45215-3404
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage VALLEY CENTRAL BANK
Feb 14, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2018 · Amount on File
Deed Sale	Feb 14, 2018 · Amount on File
Deed Document Number	201812871
Prior Transfer Date	Jul 24, 2007
Prior Transfer Doc	0000000516
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 6, 2021
Property Address	230 BERNARD AVE, CINCINNATI, OH 45215-3404
Document Number	0000043007
Book / Page	14390 / 1416
Instrument Date	Mar 31, 2021
Instrument	2021-0043007
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 BERNARD AVE, READING, OH 45215-3404

Mortgage

Document Number	0000043008
Date	Apr 6, 2021
Instrument	2021-0043008

Lender

Name	VALLEY CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 14, 2018
Property Address	230 BERNARD AVE, CINCINNATI, OH 45215-3404
Document Number	0000012871
Book / Page	013605 / 001088
Instrument Date	Feb 12, 2018
Instrument	12871
Transaction Type	Transfer
Record Updated	May 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$25.09
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 BERNARD AVE READING OH 452153404, READING, OH 45215-3404

Tax Assessment & Valuation

The 2025 property tax bill for 230 Bernard Ave was $2,128, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,128.00 (+2.36%)	$40,132 (+%) Land $9,454 Building $30,678	$114,660 Land $27,010 Building $87,650
2024	$2,079.00 (-1.47%)	$40,130 (-) Land $9,453 Building $30,677
2023	$2,110.00 (+17.61%)	$40,130 (+51.66%) Land $9,453 Building $30,677	$114,660 Land $27,010 Building $87,650
2022	$1,794.00 Homeowner's exemption	$26,460 Land $7,602 Building $18,858
2020			$75,600 Land $21,720 Building $53,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 Bernard Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1979–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 Bernard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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