233 Backwater Ct, Naples, FL 34119 Property Records

Collier County property record for 233 Backwater Ct, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,162 sqft · built 1999
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jan 2012)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540420 1553B27`

Property Details

APN / Parcel Number

Primary APN	`540420 1553B27`
Alternative APN	`66262005942`

Interior

Stories	1 Story
Building Area	2,162 sqft Living Area
1st Floor Area	2,162 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Pool Area	300 sqft
Deck Area	530 sqft

Location & Zoning

Street Address	233 BACKWATER CT
City	NAPLES
State	FL
Zip	34119-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PEBBLEBROOKE LAKES LOT 155
Legal Range	26
Legal Township	48
Legal Section	27
Legal Subdivision	PEBBLEBROOKE LAKES
Legal Tract	540420
Legal Block	3
Legal Lot Number	155
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	233 BACKWATER CT, NAPLES, FL 34119-9706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Dec 31, 2019	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 5, 2012 · Amount on Record
Deed Sale	Jan 5, 2012 · Amount on Record
Prior Sale	Jul 19, 2005 · Amount on Record
Deed Document Number	20124644570
Deed Book / Page	4753 / 505
Prior Transfer Date	Dec 28, 2011
Prior Transfer Doc	0047561211
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	233 BACKWATER CT, NAPLES, FL 34119-9706
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 BACKWATER CT, NAPLES, FL 34119-9706

Mortgage

Document Number	0062932580
Date	Oct 4, 2023
Book Page	6293/2580
Instrument	6460564

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Oct 1, 2026
Change Frequency	3 Years
Min Rate At Change	2.5%
Max Rate At Change	9.37%
Index	3-Year TN
Max Rate	9.37%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	233 BACKWATER CT, NAPLES, FL 34119-9706
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 BACKWATER CT, NAPLES, FL 34119-9706

Mortgage

Document Number	0062941811
Date	Oct 6, 2023
Book Page	6294/1811
Instrument	6461586

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	233 BACKWATER CT, NAPLES, FL 34119-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057122521
Date	Dec 31, 2019
Book Page	5712/2521
Instrument	5810425

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	233 BACKWATER CT, NAPLES, FL 34119-9706
Document Number	0056282568
Instrument Date	Apr 23, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	233 BACKWATER CT NAPLES FL 341199706, NAPLES, FL 34119-9706

Mortgage

Document Number	0056282568
Date	May 13, 2019
Book Page	005628/002568
Instrument	5711222

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,031 (+2.7%)	$587,976 (-7.1%) Land $211,094 Building $376,882
2025	$2,968.00 (+6.95%) Homeowner's exemption	$297,985 (+5.99%)	$632,895 (-8.37%) Land $295,990 Building $336,905
2024	$2,775.00 (+1.28%)
2023	$2,740.00 (-1.65%) Homeowner's exemption	$281,152 (+3%)	$690,697 (+27.25%) Land $319,513 Building $371,184
2022	$2,786.00 Homeowner's exemption	$272,963	$542,789 Land $148,191 Building $394,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: DSI Stream, Hotwire Communications, Xfinity.

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