232 Backwater Ct, Naples, FL 34119 Property Records

Collier County property record for 232 Backwater Ct, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,719 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$406,000 (Mar 2017)
Tax Bill	$3,221 (2025)
Deeds & Mortgages	Jul 2026 Transfer Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540420 1463B27`

Property Details

APN / Parcel Number

Primary APN	`540420 1463B27`
Alternative APN	`66262005764`

Interior

Stories	1 Story
Building Area	2,719 sqft Living Area
1st Floor Area	2,719 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Lot Area	7,841 sqft (0.18 acres)
Pool Area	240 sqft
Deck Area	502 sqft

Location & Zoning

Street Address	232 BACKWATER CT
City	NAPLES
State	FL
Zip	34119-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PEBBLEBROOKE LAKES LOT 146
Legal Range	26
Legal Township	48
Legal Section	27
Legal Subdivision	PEBBLEBROOKE LAKES
Legal Tract	540420
Legal Block	3
Legal Lot Number	146
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10436

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	232 BACKWATER CT, NAPLES, FL 34119-9706
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Feb 24, 2020	Deed of Trust, Mortgage · Conventional with PMI INTERCONTINENTAL CAP
Mar 6, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 20, 2017	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Oct 25, 2011 · Amount on Record
Deed Document Number	20175379885
Deed Book / Page	5373 / 613
Last Transfer Date	Feb 28, 2018
Transfer Doc	0054833869
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 27, 2026
Property Address	232 BACKWATER CT, NAPLES, FL 34119-9706
Document Number	0006855113
Book / Page	6613 / 2480
Instrument Date	Jul 24, 2026
Instrument	20266855113
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	232 BACKWATER CT, NAPLES, FL 34119-9706

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	232 BACKWATER CT, NAPLES, FL 34119-9706
Document Number	0057380467
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 BACKWATER CT NAPLES FL 341199706, NAPLES, FL 34119-9706

Mortgage

Document Number	0057380467
Date	Mar 11, 2020
Book Page	005738/000467
Instrument	5841309

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 6, 2018
Property Address	232 BACKWATER CT, NAPLES, FL 34119-9706
Document Number	0054833869
Book / Page	005483 / 003869
Instrument Date	Feb 28, 2018
Instrument	5520017
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 BACKWATER CT NAPLES FL 341199706, NAPLES, FL 34119-9706

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 20, 2017
Property Address	232 BACKWATER CT, NAPLES, FL 34119-9706
Document Number	0053730613
Book / Page	5373 / 0613
Map Reference	MB30 PG4-12
Instrument Date	Mar 17, 2017
Instrument	5379885
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,842.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35091 CHRISTIAN WAY, 35091, YULEE, FL 32097

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 BAKWAER CT, NAPLES, FL 34119

Mortgage

Document Number	0005379886
Date	Mar 20, 2017
Instrument	5379886

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,732 (+2.7%)	$629,839 (-2.84%) Land $211,094 Building $418,745
2025	$3,221.00 (+8.31%) Homeowner's exemption	$322,037 (+5.99%)	$648,281 (-8.9%) Land $295,990 Building $352,291
2023	$2,974.00 (-1.78%) Homeowner's exemption	$303,846 (+3%)	$711,641 (+25.72%) Land $319,513 Building $392,128
2022	$3,028.00 Homeowner's exemption	$294,996	$566,068 Land $148,191 Building $417,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: DSI Stream, Hotwire Communications, Xfinity.

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