228 Backwater Ct, Naples, FL 34119 Property Records

Collier County property record for 228 Backwater Ct, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,719 sqft · built 2003
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$419,000 (Sep 2014)
Tax Bill	$4,105 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540420 1473B27`

Property Details

APN / Parcel Number

Primary APN	`540420 1473B27`
Alternative APN	`66262005780`

Interior

Stories	2 Stories
Building Area	2,719 sqft Living Area
1st Floor Area	2,719 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	240 sqft
Deck Area	335 sqft

Location & Zoning

Street Address	228 BACKWATER CT
City	NAPLES
State	FL
Zip	34119-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PEBBLEBROOKE LAKES LOT 147
Legal Range	26
Legal Township	48
Legal Section	27
Legal Subdivision	PEBBLEBROOKE LAKES
Legal Tract	540420
Legal Block	3
Legal Lot Number	147
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3000
Census Tract	10436

Owner

228 Backwater Ct is owner-occupied and held in a trust since November 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	228 BACKWATER CT, NAPLES, FL 34119-9706
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE WAREHOUSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2014 · Amount on File
Deed Sale	Sep 8, 2014 · Amount on File
Prior Sale	Aug 9, 2007 · Amount on File
Deed Document Number	20145027704
Deed Book / Page	5074 / 3492
Last Transfer Date	Nov 12, 2025
Transfer Doc	0065271307
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Nov 18, 2025
Property Address	228 BACKWATER CT, NAPLES, FL 34119-9706
Document Number	0065271307
Book / Page	6527 / 1307
Map Reference	MB 30 PG 4-12
Instrument Date	Nov 12, 2025
Instrument	6753617
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 BACKWATER CT, NAPLES, FL 34119-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	228 BACKWATER CT, NAPLES, FL 34119-9706

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	228 BACKWATER CT, NAPLES, FL 34119-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056473444
Date	Jul 2, 2019
Book Page	5647/3444
Instrument	5734007

Lender

Name	THE MORTGAGE WAREHOUSE
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 228 Backwater Ct was $4,105, up 7.1% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,121 (+2.7%)	$697,697 (-1.31%) Land $213,490 Building $484,207
2025	$4,105.00 (+7.07%) Homeowner's exemption	$406,155	$706,985 Land $312,434 Building $394,551
2024	$3,834.00 (+1.11%)
2023	$3,792.00 (-2.09%) Homeowner's exemption	$383,212 (+3%)	$775,691 (+24.46%) Land $337,263 Building $438,428
2022	$3,873.00 Homeowner's exemption	$372,050	$623,242 Land $156,424 Building $466,818

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 228 Backwater Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Backwater Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: DSI Stream, Hotwire Communications, Xfinity.

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