2328 Lovers Point Ln, Modesto, CA 95356 Property Records

Stanislaus County property record for 2328 Lovers Point Ln, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,497 sqft · built 2002
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$800,000 (May 2025)
Tax Bill	$10,022 (2026)
Deeds & Mortgages	Feb 2023 Transfer Feb 2023 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078-064-006-000`

Property Details

APN / Parcel Number

Primary APN	`078-064-006-000`
Alternative APNs	`0786406000` `0786406`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,497 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Parking Spaces	3 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2328 LOVERS POINT LN
City	MODESTO
State	CA
Zip	95356-9210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTEREY BAY UNIT #2 (39M68) BLK 14330 LOT 10
Legal Subdivision	MONTEREY BAY 02
Legal Block	14330
Legal Lot Number	10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3014
Census Tract	511

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2328 LOVERS POINT LN, MODESTO, CA 95356-9210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Quit Claim Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Feb 17, 2023	Grant Deed, Transfer · Stand-Alone Second Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	Feb 17, 2023 · Amount on Record
Deed Document Number	202521420
Prior Transfer Date	Jan 31, 2023
Prior Transfer Doc	0000007268
Record Updated	Oct 29, 2026

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 17, 2023
Property Address	2328 LOVERS POINT LN, MODESTO, CA 95356-9210
Document Number	0000007268
Map Reference	VOL 39 PG 68
Instrument Date	Jan 31, 2023
Instrument	2023-0007268
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 LOVERS POINT LN, MODESTO, CA 95356-9210

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Feb 17, 2023
Property Address	2328 LOVERS POINT LN, MODESTO, CA 95356-9210
Document Number	0000007267
Map Reference	VOL 39 PG 68
Instrument Date	Jan 28, 2023
Instrument	2023-0007267
Transaction Type	Transfer
Record Updated	Mar 3, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2328 LOVERS POINT LN, MODESTO, CA 95356-9210

Mortgage

Document Number	0000007269
Date	Feb 17, 2023
Instrument	2023-0007269

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,022.00 (+3.18%)	$816,000 (+3.2%) Land $269,280 Building $546,720
2025	$9,713.00 (+41.84%)	$790,704 (+41.3%) Land $286,110 Building $504,594
2023	$6,848.00 (+2.78%) Homeowner's exemption	$559,600 Land $130,148 Building $429,452
2022	$6,663.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Ayera Technologies, ezWave, Matrix Broadband.

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