Stanislaus County property record for 2309 Lovers Point Ln, Modesto, CA 95356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,865 sqft · built 2002 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jan 2013) |
| Tax Bill | $4,007 (2026) |
| Deeds & Mortgages | Nov 2017 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-063-018-000 |
| Primary APN | 078-063-018-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,865 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2309 LOVERS POINT LN |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95356-9209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTEREY BAY UNIT #2 (39M68) |
| Legal Subdivision | MONTEREY BAY #2 |
| Legal Block | 3 |
| Legal Lot Number | 11 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 511 |
2309 Lovers Point Ln is owned and occupied by two individuals who bought it in January 2013.
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2309 LOVERS POINT LN, MODESTO, CA 95356-9209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2017 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/CTRL CA |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BK/CTRL CA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2013 · Amount on File |
| Deed Sale | Jan 29, 2013 · Amount on File |
| Prior Sale | Sep 27, 2002 · Amount on File |
| Deed Document Number | 20137779 |
| Prior Transfer Date | Jan 22, 2013 |
| Prior Transfer Doc | 0000007778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2309 LOVERS POINT LN, MODESTO, CA 95356-9209 |
| Document Number | 0000088602 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2309 LOVERS POINT LN MODESTO CA 953569209, MODESTO, CA 95356-9209 |
| Document Number | 0000088602 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 88602 |
| Name | FARMERS & MERCHANTS BK/CTRL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241-1902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2309 LOVERS POINT LN, MODESTO, CA 95356-9209 |
| Document Number | 0000088603 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2309 LOVERS POINT LN MODESTO CA 953569209, MODESTO, CA 95356-9209 |
| Document Number | 0000088603 |
|---|---|
| Date | Nov 30, 2017 |
| Instrument | 88603 |
| Name | FARMERS & MERCHANTS BK/CTRL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241-1902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2309 Lovers Point Ln was $4,007 with a homeowner's exemption, up 2.1% from the year before.
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Secondary School District | Modesto City High School District (09 - 12) |
| Elementary School District | Stanislaus Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $4,007.00 (+2.12%) Homeowner's exemption | $309,648 (+2%) Land $69,076 Building $240,572 |
| 2025 | $3,924.00 Homeowner's exemption | $303,577 Land $67,722 Building $235,855 |
| 2023 | $3,717.00 (+2.79%) Homeowner's exemption | $291,792 Land $65,094 Building $226,698 |
| 2022 | $3,616.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2309 Lovers Point Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2309 Lovers Point Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Ayera Technologies, Verizon.
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