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2316 Lovers Point Ln, Modesto, CA 95356 Property Records

Stanislaus County property record for 2316 Lovers Point Ln, Modesto, CA 95356

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,964 sqft · built 2003
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$690,000 (Sep 2024)
Tax Bill$8,552 (2025)
Deeds & MortgagesOct 2019 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN078-064-058-000

Property Details

APN / Parcel Number

Primary APN078-064-058-000
Alternative APN
  • 0786458

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area2,964 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Construction TypeWood
Lot Area7,405 sqft (0.169 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number0786458
Street Address2316 LOVERS POINT LN
CityMODESTO
StateCA
Zip95356-9210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTEREY BAY NO.3 (40-M-16) BLK 14330 LOT 12
Legal SubdivisionMONTEREY BAY NO.3
Legal Block14330
Legal Lot Number12
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group3
Census Block3014
Census Tract511

Owner

Source: Stanislaus County records · APN 078-064-058-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2316 LOVERS POINT LN, MODESTO, CA 95356-9210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Sep 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 02, 2018Affidavit of Death, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 02, 2018Grant Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 05, 2024 · Amount on Record
Deed SaleSep 05, 2024 · Amount on Record
Prior SaleNov 02, 2018 · Amount on Record
Deed Document Number2024-0041758
Record UpdatedJun 07, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2316 LOVERS POINT LN, MODESTO, CA 95356-9210
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000075978
DateOct 30, 2019
Instrument2019-0075978
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
AddressBURLINGAME, CA 94010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address2316 LOVERS POINT LN, MODESTO, CA 95356-9210
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySTEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2316 LOVERS POINT LN, MODESTO, CA 95356-9210

Mortgage

Document Number0000073871
DateSep 28, 2020
Instrument2020-0073871
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

November 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSTANISLAUS CA
Recording DateNov 02, 2018
Property Address2316 LOVERS POINT LN, MODESTO, CA 95356-9210
Document Number0000076327
Instrument DateOct 23, 2018
Instrument76327
Transaction TypeTransfer
Record UpdatedNov 15, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5812 HOMEWOOD WAY RIVERBANK CA 953679550, RIVERBANK, CA 95367-9550

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateNov 02, 2018
Property Address2316 LOVERS POINT LN, MODESTO, CA 95356-9210
Document Number0000076328
Map ReferenceVOL40 PG16
Instrument DateOct 23, 2018
Instrument2018-0076328
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2316 LOVERS POINT LN, MODESTO, CA 95356-9210

Mortgage

Document Number0000076329
DateNov 02, 2018
Instrument2018-0076329
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictStanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,552.00 (+37.58%)$690,000 (+36.92%) Land $240,000 Building $450,000
2023$6,216.00 (+2.79%) Homeowner's exemption$503,931 Land $134,023 Building $369,908
2022$6,047.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990005113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 213 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
ezWave
Fixed Wireless		1,000 / 200
UnWired Broadband Holding
Fixed Wireless		400 / 50
Cal.net
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

May also be available: Ayera Technologies, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF MODESTO
serves 218,915 people
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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