Osceola County property record for 2327 Symphony Cir, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,631 sqft · built 2020 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $468,253 (May 2020) |
| Tax Bill | $6,167 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jan 2024 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 17-25-31-4899-0001-0610 |
| Primary APN | 17-25-31-4899-0001-0610 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,631 sqft Living Area |
| Gross Area | 3,493 sqft |
| 1st Floor Area | 2,631 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Florida Room |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2327 SYMPHONY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SERENITY RESERVE PB 25 PGS 122-123 LOT 61 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | SERENITY RESERVE |
| Legal Block | 610 |
| Legal Lot Number | 61 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 43600 |
Source: Osceola County records · APN 17-25-31-4899-0001-0610
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2327 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jan 10, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 05, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 18, 2020 | Grant Deed, Transfer STEWART TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on Record |
| Deed Sale | May 18, 2020 · Amount on Record |
| Deed Document Number | 202065241 |
| Deed Book / Page | 5723 / 2511 |
| Last Transfer Date | Dec 29, 2023 |
| Transfer Doc | 0065290435 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 10, 2024 |
| Property Address | 2327 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Number | 0065320440 |
| Book / Page | 6532 / 440 |
| Map Reference | MB 25 PG 112 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024004135 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2327 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Name | Verified Name |
|---|---|
| Address | 2327 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 05, 2024 |
| Property Address | 2327 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Number | 0065290435 |
| Book / Page | 6529 / 435 |
| Map Reference | MB 25 PG 122 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024001423 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2327 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Name | Verified Name |
|---|---|
| Address | 2327 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 18, 2020 |
| Property Address | 2327 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Document Number | 0057232511 |
| Book / Page | 005723 / 002511 |
| Instrument Date | May 18, 2020 |
| Instrument | 65241 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,278.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 321 TIPPERARY LOOP DELAWARE OH 430151677, DELAWARE, OH 43015-1677 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,167.00 (+4.45%) | $434,591 (+5.99%) | $552,500 (+25.28%) Land $90,000 Building $462,500 |
| 2024 | $5,904.00 (+2.02%) | ||
| 2023 | $5,787.00 (+3.73%) Homeowner's exemption | $410,043 (+3%) | $441,000 (+10.78%) Land $75,000 Building $366,000 |
| 2022 | $5,579.00 Homeowner's exemption | $398,100 Land $65,000 Building $333,100 | $398,100 Land $65,000 Building $333,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 278 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 in force |
| Nearby Flood Claims | 24 (1994–2022) |
| Claims Outside the SFHA | 2 of 24 |
| Most Recent Claim | Sep 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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