1. Home
  2. Florida
  3. Osceola County
  4. Saint Cloud
  5. Symphony Cir

2323 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2323 Symphony Cir, Saint Cloud, FL 34771 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,631 sqft · built 2020
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on File
Last Sale$490,100 (Apr 2020)
Tax Bill$6,181 (2025)
Deeds & MortgagesMar 2023 Transfer
Apr 2020 Sale
Flood ZoneZone X (moderate risk)
APN17-25-31-4899-0001-0630

Property Details

APN / Parcel Number

Primary APN17-25-31-4899-0001-0630
Alternative APN
  • 253117489900010630

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,631 sqft Living Area
Gross Area3,493 sqft
1st Floor Area2,631 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFlorida Room

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2323 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 63
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Block630
Legal Lot Number63
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1056
Census Tract43600

Owner

Source: Osceola County records · APN 17-25-31-4899-0001-0630

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2323 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2023Intrafamily Transfer, Transfer
ACCOMMODATION
Apr 23, 2020Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 23, 2020 · Amount on Record
Deed SaleApr 23, 2020 · Amount on Record
Deed Document Number202056032
Deed Book / Page5712 / 2455
Last Transfer DateMar 13, 2023
Transfer Doc0063731684
Record UpdatedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateMar 20, 2023
Property Address2323 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number0063731684
Book / Page6373 / 1684
Map ReferenceMB 25 PG 122
Instrument DateMar 13, 2023
Instrument2023031621
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2323 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2323 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 23, 2020
Property Address2323 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number0057122455
Book / Page005712 / 002455
Instrument DateApr 23, 2020
Instrument56032
Transaction TypeTransfer
Record UpdatedJun 25, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$3,431.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address8237 OSPREY CIR INDIANAPOLIS IN 462562145, INDIANAPOLIS, IN 46256-2145

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,181.00 (+4.46%) Homeowner's exemption$435,574 (+5.99%)$553,700 (+25.27%) Land $90,000 Building $463,700
2024$5,917.00 (+2.02%)
2023$5,800.00 (+3.74%) Homeowner's exemption$410,970 (+3%)$442,000 (+10.78%) Land $75,000 Building $367,000
2022$5,591.00 Homeowner's exemption$399,000 Land $65,000 Building $334,000$399,000 Land $65,000 Building $334,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Symphony Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures