2331 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2331 Symphony Cir, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,000 sqft · built 2019
Lot Size0.2 acres (8,712 sqft)
Owner2 Company Names on File
Last Sale$554,000 (Nov 2019)
Tax Bill$5,243 (2025)
Deeds & MortgagesDec 2025 Transfer
Nov 2019 Sale
Flood ZoneZone X (moderate risk)
APN17-25-31-4899-0001-0590

Property Details

APN / Parcel Number

Primary APN17-25-31-4899-0001-0590
Alternative APN
  • 253117489900010590

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,000 sqft Living Area
Gross Area3,983 sqft
1st Floor Area3,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area506 sqft
PorchFinished/Open Porch
Porch Area477 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2331 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 59
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Lot Number59
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1056
Census Tract43600

Owner

Source: Osceola County records · APN 17-25-31-4899-0001-0590

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2331 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 01, 2019Grant Deed, Transfer
STEWART TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 2019 · Amount on Record
Deed SaleNov 01, 2019 · Amount on Record
Deed Document Number2019142491
Deed Book / Page5617 / 136
Record UpdatedJun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateDec 05, 2025
Property Address2331 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number0068892586
Book / Page6889 / 2586
Map ReferenceMB 25 PG 122
Instrument DateOct 22, 2025
Instrument2025149421
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2331 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2331 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 01, 2019
Property Address2331 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number0056170136
Book / Page005617 / 000136
Instrument DateNov 01, 2019
Instrument142491
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$3,877.34
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2331 SYMPHONY CIR ST CLOUD FL 347718929, ST CLOUD, FL 34771-8929

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,243.00 (+4.67%) Homeowner's exemption$367,866 (+5.99%)$605,300 (+25.01%) Land $90,000 Building $515,300
2024$5,009.00 (+2.06%)
2023$4,908.00 (+3.87%) Homeowner's exemption$347,087 (+3%)$484,200 (+10.52%) Land $75,000 Building $409,200
2022$4,725.00 Homeowner's exemption$336,978$438,100 Land $65,000 Building $373,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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