2319 Winchester Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2319 Winchester Loop, Discovery Bay, CA 94505

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,812 sqft · built 2003
Lot Size	0.14 acres (6,100 sqft)
Owner	Company Name on Record
Last Sale	$505,454 (Mar 2004)
Tax Bill	$10,597 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`011-400-077-1`

Property Details

APN / Parcel Number

Primary APN	`011-400-077-1`
Alternative APN	`011-400-077`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,812 sqft Living Area
1st Floor Area	2,014 sqft
2nd Floor Area	1,798 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Cluster
Lot Area	6,100 sqft (0.14 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2319 WINCHESTER LOOP
City	DISCOVERY BAY
State	CA
Zip	94505-1856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P1
Legal Description	T8023 L77
Legal Subdivision	SUBDIVISION 8023
Legal Tract	8023
Legal Lot Number	77
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	EAST CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	304007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2319 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
May 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSCHOICE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2004 · Amount on Record
Deed Sale	Mar 23, 2004 · Amount on Record
Deed Document Number	200496642
Last Transfer Date	May 15, 2017
Transfer Doc	0000093643
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2319 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE SAN JOSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000216141
Date	Dec 3, 2019
Instrument	2019-216141

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2319 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2319 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number	0000224335
Date	Aug 12, 2021
Instrument	2021-224335

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	DISCOVERY BAY, CA 94505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2017
Property Address	2319 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Document Number	0000113418
Instrument Date	Jun 19, 2017
Instrument	113418
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2310 WINCHESTER LOOP DISCOVERY BAY CA 945051855, DISCOVERY BAY, CA 94505-1855

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2017
Property Address	2319 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Document Number	0000093643
Map Reference	MB433 PG32
Instrument Date	May 15, 2017
Instrument	2017-093643
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2319 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number	0000093644
Date	May 26, 2017
Instrument	2017-093644

Lender

Name	NATIONSCHOICE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Elementary School District	Byron Union Elementary School District (KG - 08)
Secondary School District	Liberty Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$789,935 (+2%) Land $152,266 Building $637,669
2025	$10,597.00 (+6.46%) Homeowner's exemption	$774,447 (+4.04%) Land $149,281 Building $625,166
2023	$9,954.00 (+1.68%) Homeowner's exemption	$744,376 Land $143,485 Building $600,891
2022	$9,790.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DISCOVERY BAY serves 16,790 people · EPA ID CA0710009
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Verizon.

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