2325 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2325 Hwy 98 E, Carrabelle, FL 32322 · Last verified January 2026

Property Highlights

Property Type	Commercial > Retail > Restaurant
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	2,880 sqft Total Area
Lot Size	44,432 sqft (1.02 acres)
Last Sale	$310,000 (2023)
Tax Bill	$1,661.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-0000-0370-0010`

Interior

Full Baths	2 Baths
Total Rooms	1 Rooms
Building Area	2,880 sqft Total Area
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1980
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Flat Roof Construction
Roof Material	Builtup (layered Asphalt) Roof
Lot Area	44,432 sqft (1.02 acres)
Driveway	1 Driveway
Driveway Area	4,800 sqft Driveway
Fence	Fence
Porch	Open Porch
Porch Area	480 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	2325 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-2218
Property Usage	Commercial Property Usage
Type	Commercial > Retail > Restaurant
Legal Description	.43 AC M/L IN SEC 12-7S-4W ALSO A PARCEL BEING .59 AC M/L OR 138/46-47 401/78 477/96 CASE NO. 95-1346 1105/56 1359/109 OR 98/
Legal Range	04W
Legal Township	07S
Legal Section	12
Jurisdiction	FRANKLIN FL
Minor Civil Division	CARRABELLE
Census Blockgroup	1
Census Block	1041
Census Tract	970102

Owner

Source: Franklin County records · APN 12-07S-04W-0000-0370-0010

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	556 SW HARVEY GREENE DR, MADISON, FL 32340-4426
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 21, 2023 · Amount on Record
Deed Sale	Mar 21, 2023 · Amount on Record
Prior Sale	Oct 08, 2013 · Amount on Record
Deed Doc Number	202319001273
Deed Book / Page	1359 / 109
Record Refreshed	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 21, 2023
Property Address	2325 HIGHWAY 98 E, CARRABELLE, FL 32322-2218
Document Number	0019001273
Book / Page	1359 / 109
Instrument Date	Mar 15, 2023
Instrument	202319001273
Transaction Type	Transfer
Record Updated	Jan 06, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1172, CARRABELLE, FL 32322-1172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	556 SW HARVEY GREENE DR, MADISON, FL 32340-4426

Mortgage

Document Number	0000000112
Date	Mar 21, 2023
Instrument	1359/112

Lender

Name	MADISON COUNTY COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,661.00 (+48.7%)	$168,705 (+55.38%) Land $133,000 Building $35,705	$168,705 (+55.38%) Land $133,000 Building $35,705
2024	$1,117.00 (+31.26%)	$108,575 (+33.31%) Land $70,000 Building $38,575	$108,575 (+33.31%) Land $70,000 Building $38,575
2023	$851.00 (+10.38%)	$81,446 (+21.39%) Land $40,000 Building $41,446	$81,446 (+21.39%) Land $40,000 Building $41,446
2022	$771.00	$67,094 Land $40,000 Building $27,094	$67,094 Land $40,000 Building $27,094

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	17.0 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 1,087 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.