Franklin County property record for 2322 Hwy 98 E, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,401 sqft · built 1980 |
| Owner | Individual Name on Record |
| Tax Bill | $1,105 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 13-07S-04W-0000-0370-0020 |
| Primary APN | 13-07S-04W-0000-0370-0020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,401 sqft Heated Area |
| Gross Area | 1,657 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Porch | Open Porch |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 16 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2322 HIGHWAY 98 E |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X136.5 FT ON SR 30 & ST GEO SOUND OR/149/565 303/99 605/660 622/76 635/201 660/70 680/550 |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 13 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 970102 |
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 127 CARL KING AVE, CARRABELLE, FL 32322-2118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2001 |
| Deed Sale | Oct 30, 2001 |
| Deed Document Number | 0000680550 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 2322 HIGHWAY 98 E, CARRABELLE, FL 32322-2316 |
| Document Number | 0019000746 |
| Instrument Date | Feb 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2322 HIGHWAY 98 E CARRABELLE FL 323222217, CARRABELLE, FL 32322-2217 |
| Document Number | 0019000746 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 001211/000758 |
| Instrument | 19000746 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 14, 2048 |
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,105.00 (+2.6%) Homeowner's exemption Widower's exemption | $158,103 (+2.9%) | $257,957 (-0.72%) Land $115,000 Building $142,957 |
| 2024 | $1,077.00 (+0.28%) Homeowner's exemption Widower's exemption | $153,647 (+3%) | $259,830 (+44.04%) Land $115,000 Building $144,830 |
| 2023 | $1,074.00 (-2.89%) Homeowner's exemption Widower's exemption | $149,172 (+3%) | $180,392 (+20.14%) Land $65,000 Building $115,392 |
| 2022 | $1,106.00 Homeowner's exemption Widower's exemption | $144,827 | $150,152 Land $65,000 Building $85,152 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 6 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | CITY OF CARRABELLE WATER SYSTEM |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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