2334 Hwy 98 E, Carrabelle, FL 32322 Property Records

Franklin County property record for 2334 Hwy 98 E, Carrabelle, FL 32322

Property Summary

Property Type	Vacant Land
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Mar 2023)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Mar 2023 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`12-07S-04W-1006-0000-0030`

Property Details

APN / Parcel Number

Primary APN	`12-07S-04W-1006-0000-0030`

Exterior

Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	236 ft deep x 62 ft wide

Location & Zoning

Street Address	2334 HIGHWAY 98 E
City	CARRABELLE
State	FL
Zip	32322-2219
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 3 MILLERS LANDING PB 11/19 OR 98/2 1137/385 1191/168 1358/315
Legal Lot Number	3
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	1
Census Block	1033
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	285 WHITTINGTON RD, OMEGA, GA 31775-3750
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2025	Deed of Trust, Mortgage · Line of Credit PLANTERS FIRST BANK
Mar 13, 2023	Warranty Deed, Transfer · Commercial Mortgage WILCOX COUNTY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on Record
Deed Sale	Mar 13, 2023 · Amount on Record
Deed Document Number	202319001130
Deed Book / Page	1358 / 315
Record Updated	Jun 8, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	2334 HIGHWAY 98 E, CARRABELLE, FL 32322-2219
Transaction Type	Mortgage
Record Updated	Jan 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WHITTINGTON RD, OMEGA, GA 31775-3750

Mortgage

Document Number	0019003140
Date	Jul 8, 2025
Book Page	1421/698
Instrument	202519003140

Lender

Name	PLANTERS FIRST BANK
Type	Bank
Address	CORDELE, GA 31015

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Jun 23, 2030

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Mar 13, 2023
Property Address	2334 HIGHWAY 98 E, CARRABELLE, FL 32322-2219
Document Number	0019001130
Book / Page	1358 / 315
Map Reference	MB 11 PG 19
Instrument Date	Mar 10, 2023
Instrument	202319001130
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	OWEN TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8393 INVERNESS DR, TALLAHASSEE, FL 32312-3163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	285 WHITTINGTON RD, OMEGA, GA 31775-3750

Mortgage

Document Number	0000000316
Date	Mar 13, 2023
Instrument	1358/316

Lender

Name	WILCOX COUNTY STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	62 Months
Due	May 8, 2028

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00 (-1.17%)	$109,250 (-) Land $109,250	$109,250 (-) Land $109,250
2024	$1,023.00 (-4.57%)	$109,250 (-0.68%) Land $109,250	$109,250 (-0.68%) Land $109,250
2023	$1,072.00 (-2.55%)	$110,000 (-) Land $110,000	$110,000 (-) Land $110,000
2022	$1,100.00	$110,000 Land $110,000	$110,000 Land $110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 47 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	6 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANARK VILLAGE (CITY OF CARRABELLE) public/private · serves 1,815 people · EPA ID FL1190414
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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