St. Louis County property record for 2325 Divot Dr, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1968 |
| Lot Size | 0.223 acres (9,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $268,000 (Apr 2005) |
| Tax Bill | $4,872 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N-12-0374 |
| Primary APN | 20N-12-0374 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 1,444 sqft |
| Basement Area | 12 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 9,701 sqft (0.223 acres) |
| Lot Dimensions | 98 ft deep x 99 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 12 sqft |
| Patio Area | 120 sqft |
| Poultry House | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2325 DIVOT DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 16RSING |
| Legal Description | FAIRWAY MANOR LOT 9 |
| Legal Subdivision | FAIRWAY MANOR |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 217600 |
2325 Divot Dr is owned and occupied by an individual who bought it in April 2005.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2325 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit NEIGHBORS CU |
| Sep 15, 2017 | Deed of Trust, Mortgage HOUSING & CMNTY DEV DEPT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2005 · Amount on File |
| Deed Sale | Apr 15, 2005 · Amount on File |
| Prior Sale | Jun 27, 2002 · Amount on File |
| Deed Document Number | 2005155 |
| Deed Book / Page | 16476 / 230 |
| Prior Transfer Date | Nov 1, 2000 |
| Prior Transfer Doc | 0000000778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2325 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 2325 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Document Number | 2025112400311 |
|---|---|
| Date | Nov 24, 2025 |
| Instrument | 2025112400311 |
| Name | NEIGHBORS CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 23, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2325 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Document Number | 0227730371 |
| Book / Page | 022773 / 000371 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2325 DIVOT DR ST LOUIS MO 631313240, ST LOUIS, MO 63131-3240 |
| Document Number | 0227730371 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 022773/000371 |
| Instrument | 116 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | CLAYTON, MO 63105 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Nov 7, 2022 |
The 2025 property tax bill for 2325 Divot Dr was $4,872, up 7.8% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Crystal Lake Park City |
| County | St. Louis County |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $77,590 (-) Land $47,250 Building $30,340 | $408,400 (-) Land $248,700 Building $159,700 | |
| 2025 | $4,872.00 (+7.76%) | $77,590 Land $47,250 Building $30,340 | $408,400 Land $248,700 Building $159,700 |
| 2024 | $4,521.00 (+0.16%) | ||
| 2023 | $4,514.00 | $70,490 Land $38,650 Building $31,840 | $371,000 Land $203,400 Building $167,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2325 Divot Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 28 (1978–2022) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2325 Divot Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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