St. Louis County property record for 2317 Divot Dr, Saint Louis, MO 63131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,626 sqft · built 1960 |
| Lot Size | 0.225 acres (9,801 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $457,748 (Dec 2022) |
| Tax Bill | $5,540 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N-12-0329 |
| Primary APN | 20N-12-0329 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Living Area |
| Gross Area | 2,186 sqft |
| 1st Floor Area | 1,626 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 9,801 sqft (0.225 acres) |
| Lot Dimensions | 99 ft deep x 99 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 204 sqft |
| Patio Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2317 DIVOT DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63131-3240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 16RSING |
| Legal Description | FAIRWAY MANOR LOT 8 |
| Legal Subdivision | FAIRWAY MANOR |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MISSOURI RIVER |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 217600 |
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2317 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE |
| Dec 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Jun 16, 2017 |
| Deed Document Number | 20221219654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2317 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2317 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Document Number | 0249380296 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 24938/296 |
| Instrument | 2021062100414 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | May 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 19, 2022 |
| Property Address | 2317 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Document Number | 2022121900654 |
| Map Reference | MB 62 PG 43 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2022121900654 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | INVESTORS TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 LONGVIEW BLVD, SAINT LOUIS, MO 63122-4455 |
| Name | Verified Name |
|---|---|
| Address | 2317 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Document Number | 2022121900655 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 2022121900655 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 2317 DIVOT DR, SAINT LOUIS, MO 63131-3240 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0240443864 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 24044/3864 |
| Instrument | 2020051300262 |
| Name | MIDWEST BANK CENTRE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63125 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Crystal Lake Park City |
| County | St. Louis County |
| Unified School District | Ladue School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $88,230 (-) Land $47,460 Building $40,770 | $464,400 (-) Land $249,800 Building $214,600 | |
| 2025 | $5,540.00 (-3.35%) | $88,230 (+4.33%) Land $47,460 Building $40,770 | $464,400 (+4.34%) Land $249,800 Building $214,600 |
| 2024 | $5,732.00 (+5.83%) | ||
| 2023 | $5,416.00 (+6.8%) | $84,570 (+11.13%) Land $38,840 Building $45,730 | $445,100 (+11.14%) Land $204,400 Building $240,700 |
| 2022 | $5,071.00 | $76,100 Land $38,840 Building $37,260 | |
| 2021 | $400,500 Land $204,400 Building $196,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 28 (1978–2022) |
| Claims Outside the SFHA | 8 of 28 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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