2309 Divot Dr, Saint Louis, MO 63131 Property Records

St. Louis County property record for 2309 Divot Dr, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1956
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$97,100 (Nov 1999)
Tax Bill	$3,682 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20N-12-0273`

Property Details

APN / Parcel Number

Primary APN	`20N-12-0273`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	99 ft deep x 99 ft wide
Garage Type	Carport
Garage Area	449 sqft
Carport	Carport
Carport Area	449 sqft
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft
Utility Building	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2309 DIVOT DR
City	SAINT LOUIS
State	MO
Zip	63131-3240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16RSING
Legal Description	FAIRWAY MANOR LOT 7
Legal Subdivision	FAIRWAY MANOR
Legal Block	2
Legal Lot Number	7
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	3
Census Block	3010
Census Tract	217600

Owner

2309 Divot Dr is owned and occupied by an individual who bought it in November 1999.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	2309 DIVOT DR, SAINT LOUIS, MO 63131-3240
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 1999 · Amount on File
Deed Sale	Nov 4, 1999 · Amount on File
Deed Document Number	1999808
Deed Book / Page	2343 / 603
Prior Transfer Date	Oct 28, 1999
Prior Transfer Doc	0123430603
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	2309 DIVOT DR, SAINT LOUIS, MO 63131-3240
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240462017
Date	May 14, 2020
Book Page	24046/2017
Instrument	2020051400002

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Apr 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2309 Divot Dr was $3,682, down 3.3% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Crystal Lake Park City
County	St. Louis County
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,650 (-) Land $47,460 Building $11,190	$308,700 (-) Land $249,800 Building $58,900
2025	$3,682.00 (-3.26%)	$58,650 Land $47,460 Building $11,190	$308,700 Land $249,800 Building $58,900
2024	$3,806.00 (+0.16%)
2023	$3,800.00	$59,340 Land $38,840 Building $20,500	$312,300 Land $204,400 Building $107,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2309 Divot Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	28 (1978–2022)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2309 Divot Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20