Osceola County property record for 2320 Symphony Cir, Saint Cloud, FL 34771 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,631 sqft Living Area |
| Lot Size | 9,583 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $483,040 (2022) |
| Tax Bill | $6,579.00 (2025) |
| Primary APN | 17-25-31-4899-0001-0160 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,631 sqft Living Area |
| Gross Area | 3,413 sqft Gross Area |
| 1st Floor | 2,631 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2320 SYMPHONY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-8928 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SERENITY RESERVE PB 25 PGS 122-123 LOT 16 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | SERENITY RESERVE |
| Legal Block | 160 |
| Legal Lot Number | 16 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 43600 |
Source: Osceola County records · APN 17-25-31-4899-0001-0160
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2320 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Nov 08, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 20, 2022 | Special Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 20, 2022 · Amount on Record |
| Deed Sale | Apr 20, 2022 · Amount on Record |
| Deed Doc Number | 202262257 |
| Deed Book / Page | 6197 / 2062 |
| Last Transfer Date | Oct 25, 2022 |
| Transfer Doc | 0063122623 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 08, 2022 |
| Property Address | 2320 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Document Number | 0063122623 |
| Book / Page | 6312 / 2623 |
| Map Reference | MB 25 PG 122 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022163890 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2320 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 2320 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 20, 2022 |
| Property Address | 2320 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
| Document Number | 0061972062 |
| Book / Page | 6197 / 2062 |
| Map Reference | MB 25 PG 122 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 2022062257 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,381.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2387 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929 |
| Name | Verified Name |
|---|---|
| Address | 2320 SYMPHONY CIR, SAINT CLOUD, FL 34771-8928 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,579.00 (+4.38%) Homeowner's exemption | $464,329 (+5.99%) | $548,500 (+25.2%) Land $90,000 Building $458,500 |
| 2024 | $6,303.00 (+2.01%) | ||
| 2023 | $6,179.00 (+392.35%) Homeowner's exemption | $438,100 (+574%) Land $75,000 Building $363,100 | $438,100 (+574%) Land $75,000 Building $363,100 |
| 2022 | $1,255.00 | $65,000 Land $65,000 | $65,000 Land $65,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 57% of the US · above 29% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 649 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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