Kenton County property record for 2323 Grace Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,131 sqft · built 1955 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $71,000 (Jun 1995) |
| Tax Bill | $2,346 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Oct 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-10-02-002.00 |
| Primary APN | 028-10-02-002.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,131 sqft Finished Area |
| Gross Area | 1,245 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2323 GRACE AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HURDS A C 2ND LOTS 30-31 0.3 ACS SS GRACE AVE |
| Legal Subdivision | HURD A C |
| Legal Phase | 2 |
| Legal Lot Number | 30-31 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 64700 |
2323 Grace Ave is owned and occupied by an individual who bought it in June 1995.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2323 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Also Known As (AKA) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 28, 2026 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK KENTUCKY INC |
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Oct 19, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 1995 · Amount on File |
| Deed Sale | Jun 20, 1995 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2323 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | BRYTH TITLE AND ESCROW, BLYTHE TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Address | 2323 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Document Number | 0000001627 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 728/655 |
| Instrument | 26059000001627 |
| Name | FIFTH THIRD BANK KENTUCKY INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 25, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2323 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2323 GRACE AVE, FORT MITCHELL, KY 41017-2012 |
| Document Number | 0005900105 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 413/190 |
| Instrument | 22100705900105 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Aug 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2323 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2323 GRACE AVE, FORT MITCHELL, KY 41017-2012 |
| Document Number | 0005900086 |
|---|---|
| Date | Oct 7, 2022 |
| Book Page | 413/154 |
| Instrument | 22100705900086 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 118 Months |
| Due | Aug 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2323 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Document Number | 0000000104 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2018 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2323 GRACE AVE FORT MITCHELL KY 410172012, FORT MITCHELL, KY 41017-2012 |
| Document Number | 0000000104 |
|---|---|
| Date | Dec 17, 2018 |
| Book Page | 0C6564/000264 |
| Instrument | 104 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Dec 16, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2323 Grace Ave was $2,346.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $236,800 (-) Land $50,000 Building $186,800 | $236,800 (-) Land $50,000 Building $186,800 | |
| 2025 | $2,346.00 | $236,800 Land $50,000 Building $186,800 | $236,800 Land $50,000 Building $186,800 |
| 2023 | $2,524.00 | $236,800 Land $50,000 Building $186,800 | $236,800 Land $50,000 Building $186,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2323 Grace Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2323 Grace Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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