Kenton County property record for 2317 Grace Ave, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,296 sqft · built 1955 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $159,900 (Aug 2018) |
| Tax Bill | $2,229 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Aug 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-10-02-003.00 |
| Primary APN | 028-10-02-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 2317 GRACE AVE |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HURDS A C 2ND LOTS 32-33 0.3 ACS SS GRACE AVE |
| Legal Subdivision | HURD A C |
| Legal Phase | 2 |
| Legal Lot Number | 32-33 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 64700 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2317 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Aug 3, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 26, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 3, 2018 · Amount on Record |
| Deed Sale | Aug 3, 2018 · Amount on Record |
| Prior Sale | Mar 26, 2018 · Amount on Record |
| Deed Document Number | 201808 03 059 00046 |
| Deed Book / Page | 6469 / 156 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 2317 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2317 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Document Number | 0005900088 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | KCM 689/547 |
| Instrument | 25092305900088 |
| Name | UPSTART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN MATEO, CA 94403 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 16, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 3, 2018 |
| Property Address | 2317 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Document Number | 0000000046 |
| Book / Page | 0C6469 / 000156 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 46 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $159.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2317 GRACE AVE FORT MITCHELL KY 410172012, FORT MITCHELL, KY 41017-2012 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 26, 2018 |
| Property Address | 2317 GRACE AVE, FT MITCHELL, KY 41017-2012 |
| Document Number | 0000000190 |
| Book / Page | 0C6376 / 000287 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 190 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1206 EDGEHILL RD COVINGTON KY 410111108, COVINGTON, KY 41011-1108 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,000 (-) Land $50,000 Building $175,000 | $225,000 (-) Land $50,000 Building $175,000 | |
| 2025 | $2,229.00 (-7.05%) | $225,000 (-) Land $50,000 Building $175,000 | $225,000 (-) Land $50,000 Building $175,000 |
| 2023 | $2,398.00 | $225,000 Land $50,000 Building $175,000 | $225,000 Land $50,000 Building $175,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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