2315 Grace Ave, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2315 Grace Ave, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,188 sqft · built 1956
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$164,000 (Sep 2017)
Tax Bill$2,499 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028-10-02-004.00

Property Details

APN / Parcel Number

Primary APN028-10-02-004.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,188 sqft Finished Area
Gross Area1,332 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialBrick
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2315 GRACE AVE
CityFT MITCHELL
StateKY
Zip41017-2012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHURDS A C 2ND LOT 34 0.15 ACS SS GRACE AVE
Legal SubdivisionHURD A C
Legal Phase2
Legal Lot Number34
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3010
Census Tract64700

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2315 GRACE AVE, FT MITCHELL, KY 41017-2012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
SUCCESS MTG PTRS
Sep 18, 2017Warranty Deed, Transfer · Conventional with PMI
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2017 · Amount on Record
Deed SaleSep 18, 2017 · Amount on Record
Prior SaleSep 3, 2015 · Amount on Record
Deed Document Number201709 18 059 00214
Deed Book / Page6249 / 214
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address2315 GRACE AVE, FT MITCHELL, KY 41017-2012
Document Number0000000098
Instrument DateOct 29, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 GRACE AVE FORT MITCHELL KY 410172012, FORT MITCHELL, KY 41017-2012

Mortgage

Document Number0000000098
DateNov 13, 2020
Book Page00M125/000929
Instrument98
Lender
NameSUCCESS MTG PTRS
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 12, 2040

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 18, 2017
Property Address2315 GRACE AVE, FT MITCHELL, KY 41017-2012
Document Number0000000115
Book / Page0C6249 / 000214
Instrument DateSep 15, 2017
Instrument115
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyNORTHWEST OHIO TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$164.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 GREEN AVE FORT MITCHELL KY 41017, FORT MITCHELL, KY 41017

Mortgage

Document Number116
DateSep 18, 2017
Book Page0C6249/000217
Instrument116
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 17, 2047

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$252,200 (-) Land $50,000 Building $202,200$252,200 (-) Land $50,000 Building $202,200
2025$2,499.00 (-7.03%)$252,200 (-) Land $50,000 Building $202,200$252,200 (-) Land $50,000 Building $202,200
2023$2,688.00$252,200 Land $50,000 Building $202,200$252,200 Land $50,000 Building $202,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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