2322 40th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2322 40th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,796 sqft · built 2016
Lot Size	0.468 acres (20,386 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Sep 2023)
Tax Bill	$5,816 (2026)
Deeds & Mortgages	Sep 2023 Foreclosure Sep 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-51254-0805`

Property Details

APN / Parcel Number

Primary APN	`82-51254-0805`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,796 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stone
Lot Area	20,386 sqft (0.468 acres)
Lot Width	65 ft Width
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2322 40TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD84
Legal Description	LOT 006 BLK 001 SUN VILLA ESTATES SECTION 21 TOWNSHIP 124 RANGE 028 SECTION 21 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	21
Legal Subdivision	SUN VILLA ESTATES
Legal Block	1
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Sep 13, 2023	Trustee's Deed, Foreclosure Foreclosure Auction
Jul 19, 2019	Quit Claim Deed, Transfer Quitclaim
May 2, 2017	Warranty Deed, Subdivision Related Transfer BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Document Number	20231576472
Prior Transfer Date	Jul 17, 2019
Prior Transfer Doc	00A1548243
Record Updated	Jun 8, 2026

September 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 13, 2023
Property Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803
Document Number	00A1659934
Instrument Date	Sep 1, 2023
Instrument	A1659934
Transaction Type	Foreclosure
Record Updated	Oct 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803

September 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 13, 2023
Property Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803
Document Number	00A1659934
Instrument Date	Sep 1, 2023
Instrument	A1659934
Transaction Type	Foreclosure
Record Updated	Oct 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 19, 2019
Property Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803
Document Number	00A1548243
Instrument Date	Jul 17, 2019
Instrument	A1548243
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 2, 2017
Property Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803
Document Number	00A1494432
Instrument Date	Apr 13, 2017
Instrument	A1494432
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 18, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$922.02
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2322 40TH AVE S, SAINT CLOUD, MN 56301-9803

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,816.00 (+28.56%)
2025		$399,700 (+8.11%) Land $70,000 Building $329,700	$399,700 (+8.11%) Land $70,000 Building $329,700
2023	$4,524.00	$369,700 Land $35,000 Building $334,700	$369,700 Land $35,000 Building $334,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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