2323 40th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2323 40th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$394,700 (Jun 2023)
Tax Bill	$5,826 (2026)
Deeds & Mortgages	Apr 2024 Transfer Jun 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-51254-0896`

Property Details

APN / Parcel Number

Primary APN	`82-51254-0896`
Alternative APN	`82512540862`

Exterior

Lot Area	9,583 sqft (0.22 acres)
Lot Width	28 ft Width

Location & Zoning

Street Address	2323 40TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-9803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD84
Legal Description	LOT 008 BLK 001 SUN VILLA ESTATES FIVE SECTION 21 TOWNSHIP 124 RANGE 28 SECTION 21 TOWNSHIP 124 RANGE 28
Legal Range	28W
Legal Township	124
Legal Section	21
Legal Subdivision	SUN VILLA ESTATES FIVE
Legal Block	1
Legal Lot Number	8
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: Stearns County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2323 40TH AVE S, SAINT CLOUD, MN 56301-9803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Transfer on Death Deed, Transfer
Jun 28, 2023	Warranty Deed, Subdivision Related Transfer FIRST AMERICAN TITLE
Jun 28, 2023	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Deed Document Number	20231548957
Record Updated	Oct 29, 2026

April 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Apr 5, 2024
Property Address	2323 40TH AVE S, SAINT CLOUD, MN 56301-9803
Document Number	00A1670045
Instrument Date	Apr 4, 2024
Instrument	A1670045
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 40TH AVE S, SAINT CLOUD, MN 56301-9803

June 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 28, 2023
Property Address	2323 40TH AVE S, SAINT CLOUD, MN 56301-9803
Document Number	00A1655363
Instrument Date	Jun 23, 2023
Instrument	A1655363
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2323 40TH AVE S, SAINT CLOUD, MN 56301-9803

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 28, 2023
Property Address	2323 40TH AVE S, SAINT CLOUD, MN 56301-9803
Document Number	00A1655362
Instrument Date	Jun 23, 2023
Instrument	A1655362
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 608, SAUK RAPIDS, MN 56379-0608

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,826.00 (+21.02%)	$400,300 (-) Land $70,000 Building $330,300	$400,300 (-) Land $70,000 Building $330,300
2025		$400,300 (+393.59%) Land $70,000 Building $330,300	$400,300 (+393.59%) Land $70,000 Building $330,300
2024	$4,814.00 (+130.56%)
2023	$2,088.00	$81,100 Land $35,000 Building $46,100	$81,100 Land $35,000 Building $46,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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