2315 W 7th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2315 W 7th St, Duluth, MN 55806

Property Summary

Property TypeResidential Multi-Family (5+ Units)
Details4 bd · 2 ba · 1,960 sqft · built 1926
Lot Size0.128 acres (5,601 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Dec 2017)
Tax Bill$3,724 (2026)
Deeds & MortgagesMay 2026 Line of Credit
Apr 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN010-1220-05800

Property Details

APN / Parcel Number

Primary APN010-1220-05800
Alternative APN
  • 1041503

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,960 sqft Gross Area
1st Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area5,601 sqft (0.128 acres)
Garage Area572 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area120 sqft
Patio Area144 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Account Number1041503
Street Address2315 W 7TH ST
CityDULUTH
StateMN
Zip55806-1536
Property CategoryResidential
Property TypeResidential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal DescriptionW 40 FT SERIAL #
Legal SubdivisionDULUTH PROPER SECOND DIVISION
Legal Block169
Legal Lot Number375
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1024
Census Tract2400

Owner

2315 W 7th St, a residential property, is owned and occupied by an individual who bought it in December 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address2315 W 7TH ST, DULUTH, MN 55806-1536
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Line of Credit
FRANDSEN BANK AND TRUST
Apr 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST
Dec 11, 2017Affidavit of Death, Transfer
PIONEER ABSTRACT
Dec 11, 2017Warranty Deed, Transfer · Line of Credit
FRANDSEN BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 11, 2017 · Amount on File
Deed SaleDec 11, 2017 · Amount on File
Deed Document Number20171323865
Prior Transfer DateOct 27, 2017
Prior Transfer Doc00A1323864
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateMay 22, 2026
Property Address2315 W 7TH ST, DULUTH, MN 55806-1536
Document Number0001533039
Instrument DateMay 13, 2026
Instrument20261533039
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 W 7TH ST, DULUTH, MN 55806-1536

Mortgage

Document Number0001533039,
DateMay 22, 2026
Instrument20261533039
Lender
NameFRANDSEN BANK AND TRUST
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMay 15, 2036
Interest
Rate TypeAdjustable Rate
Rate6.3%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2315 W 7TH ST, DULUTH, MN 55806-1536
Transaction TypeMortgage
Record UpdatedMay 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001411480
DateApr 23, 2021
Instrument1411480
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

December 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST LOUIS MN
Recording DateDec 11, 2017
Property Address2315 W 7TH ST, DULUTH, MN 55806-1536
Document Number00A1323864
Instrument DateOct 27, 2017
InstrumentA1323864
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyPIONEER ABSTRACT

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 W 7TH ST DULUTH MN 558061536, DULUTH, MN 55806-1536

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 11, 2017
Property Address2315 W 7TH ST, DULUTH, MN 55806-1536
Document Number00A1323865
Instrument DateOct 20, 2017
InstrumentA1323865
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyPIONEER ABSTRACT AND TITLE COMPANY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$478.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2315 W 7TH ST DULUTH MN 558061536, DULUTH, MN 55806-1536

Mortgage

Document NumberA1323866
DateDec 11, 2017
InstrumentA1323866
Lender
NameFRANDSEN BK&TR
TypeBank
AddressCLOQUET, MN 55720
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 10, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2315 W 7th St was $3,724, up 11.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,724.00 (+11.9%)
2025$3,328.00 (+7.42%)$227,000 (+14.94%) Land $21,200 Building $205,800$227,000 (+14.94%) Land $21,200 Building $205,800
2024$3,098.00$197,500 Land $25,400 Building $172,100$197,500 Land $25,400 Building $172,100
2022$163,000 Land $22,400 Building $140,600$163,000 Land $22,400 Building $140,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2315 W 7th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1985)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2315 W 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Airfiber, T-Mobile.

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