2321 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 2321 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,969 sqft · built 1901
Lot Size	3.66 acres (159,430 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Mar 2024)
Tax Bill	$4,592 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-200-01-093-000`

Property Details

APN / Parcel Number

Primary APN	`519-200-01-093-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,969 sqft Living Area
Gross Area	3,353 sqft
1st Floor Area	1,153 sqft
Upper Floors Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	159,430 sqft (3.66 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	480 sqft
Deck Area	208 sqft
Patio Area	592 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2321 TROY RD
City	DELAWARE
State	OH
Zip	43015-8797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 7
Legal Subdivision	US MILITARY LANDS
Legal Lot Number	7
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	1
Census Block	1037
Census Tract	11200

Owner

2321 Troy Rd is owned by an individual who bought it in March 2024.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2024	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 22, 2017	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2024 · Amount on File
Deed Sale	Mar 15, 2024 · Amount on File
Prior Sale	Mar 26, 2013 · Amount on File
Deed Document Number	20245055
Deed Book / Page	2080 / 2585
Prior Transfer Date	Aug 26, 2009
Prior Transfer Doc	0000029356
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 15, 2024
Property Address	2321 TROY RD, DELAWARE, OH 43015-8797
Document Number	0000005055
Book / Page	2080 / 2585
Instrument Date	Feb 29, 2024
Instrument	202400005055
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Mortgage

Document Number	0000005056
Date	Mar 15, 2024
Instrument	202400005056

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2321 TROY RD, DELAWARE, OH 43015-8797
Transaction Type	Mortgage
Record Updated	Apr 25, 2022
Title Company	KINGDOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011119
Date	Apr 8, 2022
Book Page	1958/430
Instrument	202200011119

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DELAWARE OH
Property Address	2321 TROY RD, DELAWARE, OH 43015-8797
Document Number	0000030813
Book / Page	001536 / 000180
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 TROY RD DELAWARE OH 430158797, DELAWARE, OH 43015-8797

Mortgage

Document Number	0000030813
Date	Oct 27, 2017
Book Page	001536/000180
Instrument	30813

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Oct 26, 2042

Interest

Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2321 Troy Rd was $4,592, up 15.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,592.00 (+15.73%)	$121,840 (+13.94%) Land $35,420 Building $86,420	$348,100 Land $101,200 Building $246,900
2024	$3,968.00 (+7.27%) Homeowner's exemption	$106,930 (-) Land $35,420 Building $71,510
2023	$3,699.00 Homeowner's exemption	$106,930 Land $35,420 Building $71,510	$305,500 Land $101,200 Building $204,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2321 Troy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2321 Troy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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