2296 Troy Rd, Delaware, OH 43015 Property Records

Delaware County property record for 2296 Troy Rd, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,162 sqft · built 2001
Lot Size	9.11 acres (397,006 sqft)
Owner	2 Individual Names on File
Last Sale	$52,900 (Jan 2000)
Tax Bill	$10,518 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-240-01-004-015`

Property Details

APN / Parcel Number

Primary APN	`519-240-01-004-015`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,162 sqft Living Area
Gross Area	5,796 sqft
1st Floor Area	2,034 sqft
Upper Floors Area	1,128 sqft
Basement Area	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	397,006 sqft (9.11 acres)
Garage Type	Attached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	348 sqft
Patio Area	456 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2296 TROY RD
City	DELAWARE
State	OH
Zip	43015-8977
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LANDS 19 5 2 2 TRACT 1
Legal Subdivision	TROY
Legal Tract	1
Legal Lot Number	2
Jurisdiction	DELAWARE OH
Township / Civil Division	TROY
Census Block Group	2
Census Block	2048
Census Tract	11200

Owner

2296 Troy Rd is owned and occupied by two individuals who bought it in January 2000.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2296 TROY RD, DELAWARE, OH 43015-8977
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 30, 2020	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU
May 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU
Dec 23, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2000 · Amount on File
Deed Sale	Jan 10, 2000 · Amount on File
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2296 TROY RD, DELAWARE, OH 43015-8977
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016087
Date	Jun 12, 2017
Book Page	1507/1630
Instrument	201700016087

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	444 Months
Due	May 31, 2054

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2296 TROY RD, DELAWARE, OH 43015-8977
Document Number	0000024068
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2296 TROY RD DELAWARE OH 430158977, DELAWARE, OH 43015-8977

Mortgage

Document Number	0000024068
Date	Jul 7, 2020
Book Page	001743/002610
Instrument	24068

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 6, 2045

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2296 TROY RD, DELAWARE, OH 43015-8977
Document Number	0000013792
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 19, 2019
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2296 TROY RD DELAWARE OH 430158977, DELAWARE, OH 43015-8977

Mortgage

Document Number	0000013792
Date	Jun 5, 2019
Book Page	001640/001151
Instrument	13792

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	2296 TROY RD, DELAWARE, OH 43015-8977
Document Number	0000003187
Book / Page	001554 / 000427
Instrument Date	Dec 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2296 TROY RD DELAWARE OH 430158977, DELAWARE, OH 43015-8977

Mortgage

Document Number	0000003187
Date	Feb 8, 2018
Book Page	001554/000427
Instrument	3187

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2296 Troy Rd was $10,518, up 4.7% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Troy Township
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,518.00 (+4.71%)	$190,020 (-) Land $52,920 Building $137,100	$542,900 Land $151,200 Building $391,700
2024	$10,045.00 (+4.79%) Homeowner's exemption	$190,020 (-) Land $52,920 Building $137,100
2023	$9,586.00 Homeowner's exemption	$190,020 Land $52,920 Building $137,100	$542,900 Land $151,200 Building $391,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2296 Troy Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2013–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2296 Troy Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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