2315 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2315 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,000 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$550,500 (Apr 2020)
Tax Bill	$7,323 (2025)
Deeds & Mortgages	Apr 2020 Sale
Flood Zone	Zone X (moderate risk)
APN	`172531489900010660`

Property Details

APN / Parcel Number

Primary APN	`172531489900010660`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,000 sqft Heated Area
Gross Area	4,675 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Finished
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2315 SYMPHONY CIR
City	SAINT CLOUD
State	FL
Zip	34771-8929
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SERENITY RESERVE PB 25 PGS 122-123 LOT 66
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	SERENITY RESERVE
Legal Tract	4899
Legal Lot Number	66
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1056
Census Tract	43600

Owner

Source: Osceola County records · APN 172531489900010660

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2315 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Deed Document Number	0005714164
Deed Book / Page	5714 / 164
Record Updated	Jun 08, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2020
Property Address	2315 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number	0057140164
Book / Page	005714 / 000164
Instrument Date	Apr 27, 2020
Instrument	57040
Transaction Type	Transfer
Record Updated	Jun 26, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$3,853.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	964 NORCROSS DR ROCHESTER HILLS MI 483074275, ROCHESTER HILLS, MI 48307-4275

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,323.00 (+12.71%) Homeowner's exemption	$518,041 (+12.39%)	$648,000 (+30.96%) Land $90,000 Building $558,000
2023	$6,497.00 (+3.64%) Homeowner's exemption	$460,925 (+3%)	$494,800 (+10.57%) Land $75,000 Building $419,800
2022	$6,269.00 Homeowner's exemption	$447,500 Land $65,000 Building $382,500	$447,500 Land $65,000 Building $382,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Flood Insurance Cost	Premium on Record median of 278 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force 253 of 278 on primary residences
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Flood Events	Hurricane Ian (Sep 2022), 4 claims Hurricane Ian (Sep 2022), 3 claims Hurricane Irma (Sep 2017), 6 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 649 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.