2320 E Spruce Ave, Flagstaff, AZ 86004 Property Records

Coconino County property record for 2320 E Spruce Ave, Flagstaff, AZ 86004

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,385 sqft · built 1940
Lot Size0.124 acres (5,400 sqft)
Owner2 Individual Names on Record
Tax Bill$1,039 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (moderate risk)
APN107-04-030

Property Details

APN / Parcel Number

Primary APN107-04-030
Alternative APN
  • R0016070

Interior

Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,385 sqft Living Area
1st Floor Area1,385 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialWood
Roof MaterialAsphalt
Lot Area5,400 sqft (0.124 acres)
Garage TypeAttached
Garage Area222 sqft
PorchMetal Porch
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account NumberR0016070
Street Address2320 E SPRUCE AVE
CityFLAGSTAFF
StateAZ
Zip86004-5014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: SUNNYSIDE BLOCK: 7 (APPROX E2 LOT 4) BEG AT A PT WHERE N LINE OF LOT 4 BLK 7 INTERSECTS SPRUCE AVE AS THE POB TH IN A NWLY DIR ALNG SD LOT LINE A DIST OF 108 TO A PT TH IN A SWLY DIR PERPENDICULAR TO SD LOT LINE A DIST OF 50 TO A PT TH I
Legal SubdivisionSUNNYSIDE
Legal Block7
Legal Lot Number4
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group2
Census Block2015
Census Tract302

Owner

Source: Coconino County records, as of August 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2320 E SPRUCE AVE, FLAGSTAFF, AZ 86004-5014
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 21, 1994
Transfer Doc0000020344
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address2320 E SPRUCE AVE, FLAGSTAFF, AZ 86004-5014
Transaction TypeMortgage
Record UpdatedSep 22, 2021
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 E SPRUCE AVE, FLAGSTAFF, AZ 86004-5014

Mortgage

Document Number0003920976
DateJul 2, 2021
Instrument3920976
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
MunicipalityFlagstaff City
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,706 (-5.11%) Land $6,955 Building $25,751
2025$1,039.00 (+3.08%)$34,468 (-0.78%)$344,684 (-0.78%) Land $63,222 Building $281,462
2024$1,008.00 (+4.67%)$34,739 Land $4,863 Building $29,876
2023$963.00 Homeowner's exemption$347,393 Land $48,633 Building $298,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FLAGSTAFF
serves 79,796 people · EPA ID AZ0403008
Water SourceSurface water
Last State InspectionJul 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Bluespan Wireless, CenturyLink, T-Mobile.

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