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2320 E 4th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2320 E 4th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,194 sqft · built 1920
Lot Size0.191 acres (8,323 sqft)
OwnerIndividual Name on File
Last Sale$5,000 (Aug 2022)
Tax Bill$1,555 (2025)
Deeds & MortgagesAug 2022 Sale
Apr 2019 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN146K F 010

Property Details

APN / Parcel Number

Primary APN146K F 010
Alternative APN
  • 0000075486

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,194 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,323 sqft (0.191 acres)
Lot Dimensions102 ft deep x 72 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000075486
Street Address2320 E 4TH ST
CityCHATTANOOGA
StateTN
Zip37404-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 4 BLK 4 GLENWOOD NO 2 AMENDED ADDN PB 11 PG 40 REV PG 124 PG 5
Legal SubdivisionGLENWOOD NO 2 AMENDE
Legal Block4
Legal Lot Number4
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2026
Census Tract1200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Glenwood Historic District
listed 1989 · 165 contributing resources · NRIS 89000861

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2320 E 4TH ST, CHATTANOOGA, TN 37404-2701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2022Warranty Deed, Transfer
Apr 22, 2019Warranty Deed, Transfer · Conventional Mortgage
CAPSTAR BK
Mar 4, 2019Quit Claim Deed, Transfer
FILE TITLE SERVICES, FILE TITLE SVCS
Jul 2, 2018Quit Claim Deed, Transfer
FIRST CHOICE TITLE
Jul 2, 2018Trustee's Deed, Construction Loan · Construction Mortgage
FIRST CITIZENS NAT'L BK
Jul 2, 2018Deed of Trust, Construction Loan · Construction Mortgage
FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2022 · Amount on Record
Deed SaleAug 23, 2022 · Amount on Record
Prior SaleApr 22, 2019 · Amount on Record
Deed Document Number202298
Deed Book / Page13067 / 97
Prior Transfer DateFeb 15, 2019
Prior Transfer Doc0000000257
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateAug 23, 2022
Property Address2320 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0000000098
Book / Page13067 / 97
Map ReferenceMB 11 PG 40
Instrument DateAug 19, 2022
Instrument2022082300098
Transaction TypeTransfer
Record UpdatedSep 25, 2025

Transaction

AmountAmount Recorded
Tax$18.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 E 4TH ST, CHATTANOOGA, TN 37404-2701

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 22, 2019
Property Address2320 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0422000308
Book / Page011619 / 000029
Instrument DateApr 17, 2019
Instrument190422000308
Transaction TypeTransfer
Record UpdatedMay 8, 2019
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,061.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2320 E 4TH ST CHATTANOOGA TN 374042701, CHATTANOOGA, TN 37404-2701

Mortgage

Document Number422000309
DateApr 22, 2019
Book Page011619/000031
Instrument190422000309
Lender
NameCAPSTAR BK
TypeBank
AddressATHENS, TN 37371
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 21, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateMar 4, 2019
Property Address2320 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0304000258
Book / Page011578 / 000532
Instrument DateFeb 1, 2019
Instrument190304000258
Transaction TypeTransfer
Record UpdatedMar 25, 2019
Title CompanyFILE TITLE SERVICES, FILE TITLE SVCS

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4529 SHAWHAN RD CHATTANOOGA TN 374111718, CHATTANOOGA, TN 37411-1718

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateJul 2, 2018
Property Address2320 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0702000284
Book / Page011390 / 000240
Instrument DateJun 29, 2018
Instrument180702000284
Transaction TypeTransfer
Record UpdatedJul 20, 2018
Title CompanyFIRST CHOICE TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3064 MARIETTA GA 300613064, MARIETTA, GA 30061-3064

July 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateJul 2, 2018
Property Address2320 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0702000286
Book / Page011390 / 000247
Instrument DateJun 29, 2018
Instrument180702000286
Transaction TypeConstruction Loan
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1201 TALLEY RD CHATTANOOGA TN 374111634, CHATTANOOGA, TN 37411-1634

Mortgage

Document Number702000286
DateJul 2, 2018
Book Page011390/000247
Instrument180702000286
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 1, 2019
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJul 2, 2018
Property Address2320 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0702000286
Book / Page011390 / 000247
Instrument DateJun 29, 2018
Instrument180702000286
Transaction TypeConstruction Loan
Record UpdatedNov 19, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1201 TALLEY RD CHATTANOOGA TN 374111634, CHATTANOOGA, TN 37411-1634

Mortgage

Document Number702000286
DateJul 2, 2018
Book Page011390/000247
Instrument180702000286
Lender
NameFIRST CITIZENS NAT'L BK
TypeBank
AddressDYERSBURG, TN 38025-0370
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 1, 2019
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,555.00 (-1.71%)$102,650 (+45.09%)$410,600 (+45.09%) Land $56,000 Building $354,600
2024$1,582.00$70,750 (-)$283,000 (-) Land $35,000 Building $248,000
2023$1,582.00$70,750 (-)$283,000 (-) Land $35,000 Building $248,000
2022$1,582.00$70,750$283,000 Land $35,000 Building $248,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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