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2314 E 4th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2314 E 4th St, Chattanooga, TN 37404 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,876 sqft · built 1930
Lot Size0.192 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$76,070 (Jul 2007)
Tax Bill$471 (2025)
Deeds & MortgagesJun 2026 Mortgage
Mar 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN146K F 008

Property Details

APN / Parcel Number

Primary APN146K F 008
Alternative APN
  • 0000075484

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,876 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1980
Exterior MaterialAluminum Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,400 sqft (0.192 acres)
Lot Dimensions140 ft deep x 60 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000075484
Street Address2314 E 4TH ST
CityCHATTANOOGA
StateTN
Zip37404-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 BLK 4 GLENWOOD NO 2 AMENDED PB 11 PG 40
Legal SubdivisionGLENWOOD NO 2 AMENDE
Legal Block4
Legal Lot Number8
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group2
Census Block2026
Census Tract1200

Owner

Source: Hamilton County records · APN 146K F 008

Assessment roll updated January 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2314 E 4TH ST, CHATTANOOGA, TN 37404-2701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 24, 2020Deed of Trust, Construction Loan · Construction Mortgage
PLATINUM FIN'L FUND
Oct 25, 2017Warranty Deed, Transfer · Conventional with PMI
PLATINUM FIN'L FUND

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2007 · Amount on Record
Deed SaleJul 10, 2007 · Amount on Record
Prior SaleSep 28, 2004 · Amount on Record
Deed Document Number2007133
Deed Book / Page8400 / 446
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJun 29, 2026
Property Address2314 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0000000214
Book / Page14350 / 538
Instrument DateJun 23, 2026
Instrument2026214
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2314 E 4TH ST, CHATTANOOGA, TN 37404-2701

Mortgage

Document Number0000000214,
DateJun 29, 2026
Book Page14350/538
Instrument2026214
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateMar 24, 2020
Property Address2314 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0324000153
Book / Page011947 / 000829
Instrument DateMar 18, 2020
Instrument200324000153
Transaction TypeConstruction Loan
Record UpdatedJun 19, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2314 E 4TH ST CHATTANOOGA TN 374042701, CHATTANOOGA, TN 37404-2701

Mortgage

Document Number324000153
DateMar 24, 2020
Book Page011947/000829
Instrument200324000153
Lender
NamePLATINUM FIN'L FUND
TypeFunding / Finance Company
AddressCHATTANOOGA, TN 37421
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMar 23, 2050

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 25, 2017
Property Address2314 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0000000120
Book / Page011187 / 000013
Instrument DateOct 24, 2017
Instrument120
Transaction TypeTransfer
Record UpdatedJan 04, 2018
Title CompanyCHATTANOOGA TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$352.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2314 E 4TH ST CHATTANOOGA TN 374042701, CHATTANOOGA, TN 37404-2701

Mortgage

Document Number121
DateOct 25, 2017
Book Page011187/000016
Instrument121
Lender
NamePLATINUM FIN'L FUND
TypeFunding / Finance Company
AddressCHATTANOOGA, TN 37421
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 24, 2047

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$471.00 (-7.83%)$31,125 (+36.07%)$124,500 (+36.07%) Land $40,000 Building $84,500
2024$511.00$22,875 (-)$91,500 (-) Land $20,000 Building $71,500
2023$511.00$22,875 (-)$91,500 (-) Land $20,000 Building $71,500
2022$511.00$22,875$91,500 Land $20,000 Building $71,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 1% of Tennessee
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Glenwood Historic District
listed 1989 · 165 contributing resources · NRIS 89000861

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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