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2316 E 4th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2316 E 4th St, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,342 sqft · built 1930
Lot Size0.71 acres (30,935 sqft)
Owner2 Individual Names on File
Last Sale$230,000 (Mar 2018)
Tax Bill$1,258 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN146K F 009

Property Details

APN / Parcel Number

Primary APN146K F 009
Alternative APN
  • 0000075485

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,342 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1945
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area30,935 sqft (0.71 acres)
Lot Dimensions269 ft deep x 115 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000075485
Street Address2316 E 4TH ST
CityCHATTANOOGA
StateTN
Zip37404-2701
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLT 6 PT 7 BLK 4 GLENWOOD NO 2 AMENDED PB 11 PG 40
Legal SubdivisionGLENWOOD NO 2 AMENDE
Legal Block4
Legal Lot Number6
JurisdictionHAMILTON TN
Township / Civil Division5
Census Block Group2
Census Block2026
Census Tract1200

Owner

Source: Hamilton County records · APN 146K F 009

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2316 E 4TH ST, CHATTANOOGA, TN 37404-2701
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 01, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Aug 12, 2020Quit Claim Deed, Transfer
HOME PT FIN'L
Mar 02, 2018Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2018 · Amount on Record
Deed SaleMar 02, 2018 · Amount on Record
Prior SaleMar 02, 2018 · Amount on Record
Deed Document Number0000000117
Deed Book / Page11283 / 748
Last Transfer DateAug 12, 2020
Transfer Doc0812000258
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2316 E 4TH ST, CHATTANOOGA, TN 37404-2701
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2316 E 4TH ST, CHATTANOOGA, TN 37404-2701

Mortgage

Document Number0000000029
DateMar 01, 2023
Book Page13224/428
Instrument2023030100029
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 03, 2053

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateAug 12, 2020
Property Address2316 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0812000258
Book / Page012111 / 000465
Instrument DateJul 18, 2020
Instrument200812000258
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyNTC - KEY W

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2316 E 4TH ST CHATTANOOGA TN 374042701, CHATTANOOGA, TN 37404-2701

Mortgage

Document Number812000259
DateAug 12, 2020
Book Page012111/000468
Instrument200812000259
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
AmountAmount Recorded
Term360 Months
DueAug 11, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 02, 2018
Property Address2316 E 4TH ST, CHATTANOOGA, TN 37404-2701
Document Number0000000117
Book / Page11283 / 748
Map ReferenceMB11 PG40
Instrument DateMar 01, 2018
Instrument2018030200117
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$851.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address2316 WE 45TG STEET, 12001

Mortgage

Document Number0000000118
DateMar 02, 2018
Instrument2018030200118
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,258.00 (-4.84%)$83,000 (+40.38%)$332,000 (+40.38%) Land $52,000 Building $280,000
2024$1,322.00$59,125 (-)$236,500 (-) Land $32,500 Building $204,000
2023$1,322.00$59,125 (-)$236,500 (-) Land $32,500 Building $204,000
2022$1,322.00$59,125$236,500 Land $32,500 Building $204,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2015 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Glenwood Historic District
listed 1989 · 165 contributing resources · NRIS 89000861

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 360 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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