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2320 Cypress Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2320 Cypress Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,437 sqft · built 1994
Lot Size0.37 acres (16,117 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Sep 2015)
Tax Bill$4,920 (2025)
Deeds & MortgagesDec 2017 Transfer
Flood ZoneZone AE (high risk)
APN01-26-30-0650-0001-0910

Property Details

APN / Parcel Number

Primary APN01-26-30-0650-0001-0910
Alternative APNs
  • 263001065000010910
  • 80815

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,437 sqft Living Area
Gross Area2,032 sqft
1st Floor Area1,437 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions158 ft deep x 104 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished Vinyl Porch
Porch Area155 sqft
Deck Area712 sqft
Shed1 Shed
Shed Area80 sqft
Gazebo100 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2320 CYPRESS AVE
CitySAINT CLOUD
StateFL
Zip34769-2110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD BLVD LOTS PB B PG 61B-64 S 1/2 OF LOT 91
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionLAKE FRONT ADD TO TOWN OF ST CLOUD
Legal Tract650
Legal Block910
Legal Lot Number91
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3011
Census Tract43400

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 CALIFORNIA AVE, SAINT CLOUD, FL 34769-2105
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 8, 2015 · Amount on Record
Deed SaleSep 8, 2015 · Amount on Record
Prior SaleMay 15, 2015 · Amount on Record
Deed Document Number2015133670
Deed Book / Page4838 / 995
Last Transfer DateFeb 23, 2017
Transfer Doc0052520923
Record UpdatedJun 8, 2026

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateDec 12, 2017
Property Address2320 CYPRESS AVE, SAINT CLOUD, FL 34769-2110
Document Number0052520923
Book / Page005252 / 000923
Instrument DateFeb 23, 2017
Instrument176226
Transaction TypeTransfer
Record UpdatedJan 15, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address14 CALIFORNIA AVE ST CLOUD FL 347692105, ST CLOUD, FL 34769-2105

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,920.00 (+9.7%)$296,100 (+23.84%) Land $75,000 Building $221,100$296,100 (+23.84%) Land $75,000 Building $221,100
2024$4,485.00 (+10.33%)
2023$4,065.00 (+12.89%)$239,100 (+19.79%) Land $65,000 Building $174,100$239,100 (+19.79%) Land $65,000 Building $174,100
2022$3,601.00$199,600 Land $55,000 Building $144,600$199,600 Land $55,000 Building $144,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation61.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 98 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies110 units insured
incl. 12 condo units
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA3 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, Verizon.

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