2006 Cypress Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2006 Cypress Ave, Saint Cloud, FL 34769 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1993
Square Footage2,150 sqft Living Area
Lot Size12,937 sqft (0.297 acres)
OccupancyOwner Occupied
Last Sale$399,900 (2022)
Tax Bill$4,798.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-26-30-0650-0001-0825
Alternative APNs
  • 263001065000010825
  • 80799

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,150 sqft Living Area
Gross Area2,346 sqft Gross Area
1st Floor2,150 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area12,937 sqft (0.297 acres)
Depth X Width130 ft x 100 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage Area1,080 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area288 sqft Pool
Shed1 Shed
Shed Area80 sqft Shed
Porch Area196 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2006 CYPRESS AVE
CitySAINT CLOUD
StateFL
Zip34769-2222
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD BLVD LOTS PB B PG 61B-64 S 130 FT LOT 82
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionLAKE FRONT ADD TO TOWN OF ST CLOUD
Legal Tract650
Legal Block825
Legal Lot Number82
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2005
Census Tract43400

Owner

Source: Osceola County records · APN 01-26-30-0650-0001-0825

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
May 13, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
SHELLPOINT MORTGAGE SERVICING
Oct 23, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
NEWREZ LLC
Dec 20, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SOUTHPOINT FINANCIAL SERVICES INC
Jun 07, 2018Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Oct 10, 2019Deed of Trust, Mortgage · Stand Alone Second Mortgage
TD BANK NA
Jul 31, 2020Warranty Deed, Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleJul 31, 2020 · Amount on Record
Deed Doc Number2022182146
Deed Book / Page6333 / 218
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222

Mortgage

Document Number0065171689
DateDec 11, 2023
Book Page6517/1689
Instrument2023161155
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressTEMPE, AZ 85284
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term349 Months
DueJan 01, 2053

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222

Mortgage

Document Number0067862426
DateMay 13, 2025
Book Page6786/2426
Instrument2025060179
Lender
NameSHELLPOINT MORTGAGE SERVICING
TypeMortgage Company
AddressGREENVILLE, SC 29601
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term332 Months
DueJan 01, 2053

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222

Mortgage

Document Number0066830094
DateOct 23, 2024
Book Page6683/94
Instrument2024134645
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressGREENVILLE, SC 29601
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term339 Months
DueJan 01, 2053

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 20, 2022
Property Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222
Document Number0063330218
Book / Page6333 / 218
Map ReferenceMB B PG 61-64
Instrument DateDec 08, 2022
Instrument2022182146
Transaction TypeTransfer
Record UpdatedJan 11, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,799.30
Amount AccuracyRounded Values by County

Transferred From (Grantor/Seller)

NameVerified Name
Address2777 S ARIZONA AVE # AVE1163, AVE1163, CHANDLER, AZ 85286-1801

Transferred To (Grantee/Buyer)

NameVerified Name
Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222

Mortgage

Document Number0006333219
DateDec 20, 2022
Instrument6333/219
Lender
NameSOUTHPOINT FINANCIAL SERVICES INC
TypeSubprime Lender
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053461137
DateJun 07, 2018
Book Page5346/1137
Instrument2018088275
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMay 30, 2028

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056031585
DateOct 10, 2019
Book Page5603/1585
Instrument2019130885
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term118 Months
DueAug 22, 2029

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 31, 2020
Property Address2006 CYPRESS AVE, SAINT CLOUD, FL 34769-2222
Document Number0057660592
Book / Page005766 / 000592
Instrument DateJul 22, 2020
Instrument100430
Transaction TypeTransfer
Record UpdatedAug 31, 2020
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,030.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2006 CYPRESS AVE ST CLOUD FL 347692222, ST CLOUD, FL 34769-2222

Mortgage

Document Number57660596
DateJul 31, 2020
Book Page005766/000596
Instrument100432
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,798.00 (+3.43%) Homeowner's exemption$310,965 (+5.99%)$362,000 (+23.38%) Land $75,000 Building $287,000
2024$4,639.00 (+2.52%)
2023$4,525.00 (+21.93%) Homeowner's exemption$293,400 (+18.26%) Land $65,000 Building $228,400$293,400 (+18.26%) Land $65,000 Building $228,400
2022$3,711.00 Homeowner's exemption$248,100 Land $55,000 Building $193,100$248,100 Land $55,000 Building $193,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation61.0 ft

Wildfire

Wildfire RiskLow
above 34% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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