1807 Cypress Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1807 Cypress Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 2018
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$87,000 (Jun 2016)
Tax Bill	$5,475 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`162461`

Property Details

APN / Parcel Number

Primary APN	`162461`
Alternative APN	`012630000104400080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,350 sqft Heated Area
Gross Area	3,228 sqft
1st Floor Area	2,350 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	150 ft deep x 118 ft wide
Garage Type	Finished
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	25 sqft
Porch	Open Porch
Porch Area	198 sqft
Deck Area	1,039 sqft
Fence	Fence
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	162461
Street Address	1807 CYPRESS AVE
City	SAINT CLOUD
State	FL
Zip	34769-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE FRONT ADD PB B PG 61-62 BLK 440 LOT 8 LESS SLY 12.5 FT 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND AND 3RD STREETS
Legal Tract	1
Legal Block	440
Legal Lot Number	8
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	43400

Owner

Source: Osceola County records · APN 162461

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1807 CYPRESS AVE, SAINT CLOUD, FL 34769-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 02, 2016 · Amount on Record
Deed Sale	Jun 02, 2016 · Amount on Record
Deed Document Number	2016083631
Deed Book / Page	4969 / 2020
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1807 CYPRESS AVE, SAINT CLOUD, FL 34769-2205
Document Number	0057491927
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1807 CYPRESS AVE ST CLOUD FL 347692205, ST CLOUD, FL 34769-2205

Mortgage

Document Number	0057491927
Date	Jul 06, 2020
Book Page	005749/001927
Instrument	86668

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 05, 2035

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,475.00 (+6.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$353,762 (+5.99%)	$497,400 (+14.24%) Land $66,000 Building $431,400
2023	$5,162.00 (+3.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$333,780 (+3%)	$435,400 (+17.3%) Land $60,500 Building $374,900
2022	$4,990.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$324,059	$371,200 Land $55,000 Building $316,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	61.0 ft

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.