Osceola County property record for 2320 Bronco Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,543 sqft · built 1986 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $105,000 (Sep 2010) |
| Tax Bill | $3,134 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 103122 |
| Primary APN | 103122 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,543 sqft Heated Area |
| Gross Area | 2,989 sqft |
| 1st Floor Area | 1,997 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,734 sqft (1 acres) |
| Garage Area | 546 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 40 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 992 sqft |
| Deck Area | 376 sqft |
| Patio Area | 216 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 103122 |
|---|---|
| Street Address | 2320 BRONCO DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9562 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 105 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 3 |
| Legal Tract | 2599 |
| Legal Block | 1 |
| Legal Lot Number | 7,105 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records · APN 103122
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2320 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 02, 2010 · Amount on Record |
| Deed Sale | Sep 02, 2010 · Amount on Record |
| Prior Sale | May 07, 2010 |
| Deed Document Number | 2010126806 |
| Deed Book / Page | 4028 / 0721 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,134.00 (+7.99%) Homeowner's exemption | $215,685 (+5.99%) | $379,800 (+4.86%) Land $108,000 Building $271,800 |
| 2023 | $2,902.00 (+4.54%) Homeowner's exemption | $203,502 (+3%) | $362,200 (+21.1%) Land $85,000 Building $277,200 |
| 2022 | $2,776.00 Homeowner's exemption | $197,575 | $299,100 Land $68,000 Building $231,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 192 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023, rainfall accumulation |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 173 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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