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2311 Bronco Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2311 Bronco Dr, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,885 sqft · built 1993
Lot Size1.96 acres (85,377 sqft)
Owner2 Individual Names on Record
Tax Bill$2,466 (2025)
Deeds & MortgagesJan 2023 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN18-26-32-2599-0001-3400

Property Details

APN / Parcel Number

Primary APN18-26-32-2599-0001-3400
Alternative APNs
  • 263218259900013400
  • 103357

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,885 sqft Living Area
Gross Area3,096 sqft
1st Floor Area1,885 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area85,377 sqft (1.96 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchFlorida Room
Porch Area491 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2311 BRONCO DR
CitySAINT CLOUD
StateFL
Zip34771-9563
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOA1A
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 340 07/26/32
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 3
Legal Tract2599
Legal Block3400
Legal Lot Number340
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1014
Census Tract43801

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2311 BRONCO DR, SAINT CLOUD, FL 34771-9563
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 22, 2022
Transfer Doc0063391947
Record UpdatedJun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJan 4, 2023
Property Address2311 BRONCO DR, SAINT CLOUD, FL 34771-9563
Document Number0063391947
Book / Page6339 / 1947
Map ReferenceMB 4 PG 59-61
Instrument DateDec 22, 2022
Instrument2023000782
Transaction TypeTransfer
Record UpdatedApr 17, 2023
Title CompanyCHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2311 BRONCO DR, SAINT CLOUD, FL 34771-9563

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 BRONCO DR, SAINT CLOUD, FL 34771-9563

Mortgage

Document Number0063391949
DateJan 4, 2023
Instrument6339/1949
Lender
NameMUTUAL OF OMAHA MORTGAGE INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.03%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year T-Bill
Max Rate18%

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,466.00 (+6.52%) Homeowner's exemption Senior Citizen's exemption$179,535 (+5.99%)$416,500 (+13.06%) Land $108,000 Building $308,500
2024$2,315.00 (+2.48%)
2023$2,259.00 (+5.27%) Homeowner's exemption Senior Citizen's exemption$169,395 (+3%)$368,400 (+22.31%) Land $85,000 Building $283,400
2022$2,146.00 Homeowner's exemption Senior Citizen's exemption$164,462$301,200 Land $68,000 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 192 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 69% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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