Osceola County property record for 2318 Bronco Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1990 |
| Square Footage | 2,067 sqft Heated Area |
| Lot Size | 43,734 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $239,900 (2017) |
| Tax Bill | $3,174.00 (2025) |
| Primary APN | 103123 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,067 sqft Heated Area |
| Gross Area | 2,651 sqft Gross Area |
| 1st Floor | 2,067 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 43,734 sqft (1 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 420 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 96 sqft Shed |
| Deck Area | 50 sqft Deck |
| Patio Area | 144 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 164 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 103123 |
|---|---|
| Street Address | 2318 BRONCO DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9562 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 106 07/26/32 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 18 |
| Legal Subdivision | BAY LAKE RANCH UN 3 |
| Legal Tract | 2599 |
| Legal Block | 1 |
| Legal Lot Number | 7,106 |
| Legal Unit | H |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records · APN 103123
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2318 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jul 07, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Oct 23, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Jul 03, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2017 · Amount on Record |
| Deed Sale | Jul 03, 2017 · Amount on Record |
| Prior Sale | Mar 30, 2005 · Amount on Record |
| Deed Doc Number | 2017096947 |
| Deed Book / Page | 5173 / 1729 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2318 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Transaction Type | Mortgage |
| Record Updated | Dec 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2318 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Document Number | 0061042151 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 6104/2151 |
| Instrument | 2021190372 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | May 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2318 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057492675 |
|---|---|
| Date | Jul 07, 2020 |
| Book Page | 5749/2675 |
| Instrument | 2020086944 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2318 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056102588 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 5610/2588 |
| Instrument | 2019137333 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Aug 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 03, 2017 |
| Property Address | 2318 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Document Number | 0051731729 |
| Book / Page | 5173 / 1729 |
| Map Reference | MB4 PG59-61 |
| Instrument Date | May 23, 2017 |
| Instrument | 2017096947 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PRINCIPAL TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14148 SANCTUARY VISTA AVE # AVE202, 14148, ORLANDO, FL 32832-6601 |
| Name | Verified Name |
|---|---|
| Address | 2318 BRONCO DR, SAINT CLOUD, FL 34771-9562 |
| Document Number | 0051731731 |
|---|---|
| Date | Jul 03, 2017 |
| Instrument | 5173/1731 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,174.00 (+8.07%) Homeowner's exemption | $218,578 (+6.11%) | $388,400 (+13.37%) Land $108,000 Building $280,400 |
| 2023 | $2,937.00 (+4.52%) Homeowner's exemption | $206,000 (+3%) | $342,600 (+21.97%) Land $85,000 Building $257,600 |
| 2022 | $2,810.00 Homeowner's exemption | $200,000 | $280,900 Land $68,000 Building $212,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 173 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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