Erie County and Tonawanda City property record for 232 Willowbend Rd, Tonawanda, NY 14150
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1957 |
| Lot Size | 0.24 acres (10,440 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $57,000 (Nov 1997) |
| Tax Bill | $2,733 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 141600 39.19-7-32 |
| Primary APN | 141600 39.19-7-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,440 sqft (0.24 acres) |
| Lot Dimensions | 174 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 004 0316008 |
|---|---|
| Street Address | 232 WILLOWBEND RD |
| City | TONAWANDA |
| State | NY |
| Zip | 14150-4234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8OFT E LUKSIN DR GL 36 L116 MC1870 M73 PL C 60 X 174 |
| Legal Subdivision | THE HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 7 |
| Legal Lot Number | 32.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | TONAWANDA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 7600 |
232 Willowbend Rd is owned and occupied by two individuals who bought it in November 1997.
Source: Erie County and Tonawanda City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 WILLOWBEND RD, TONAWANDA, NY 14150-4234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage AFGM ENTERPRISES FCU |
| Oct 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit AFGM ENTERPRISES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 1997 · Amount on File |
| Deed Sale | Nov 26, 1997 · Amount on File |
| Deed Book / Page | 10924 / 3204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 232 WILLOWBEND RD, TONAWANDA, NY 14150-4234 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 232 WILLOWBEND RD, TONAWANDA, NY 14150-4234 |
| Document Number | 0140945819 |
|---|---|
| Date | Jun 22, 2023 |
| Book Page | 14094/5819 |
| Instrument | 2023106116 |
| Name | AFGM ENTERPRISES FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14225 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 232 WILLOWBEND RD, TONAWANDA, NY 14150-4234 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 232 WILLOWBEND RD, TONAWANDA, NY 14150-4234 |
| Document Number | 0140212001 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 14021/2001 |
| Instrument | 2021209442 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 232 WILLOWBEND RD, TONAWANDA, NY 14150-4234 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139070569 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 13907/0569 |
| Instrument | 2019175469 |
| Name | AFGM ENTERPRISES FCU |
|---|---|
| Type | Credit Union |
| Address | BUFFALO, NY 14225 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 15, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 232 Willowbend Rd was $2,733 with a homeowner's exemption, down 7.2% from the year before.
Source: Erie County and Tonawanda City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Tonawanda City |
| Unified School District | Tonawanda City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,733.00 (-7.23%) Homeowner's exemption | ||
| 2025 | $2,946.00 (-39.87%) | $175,000 (-) Land $22,200 Building $152,800 | $201,100 (+6.85%) Land $25,511 Building $175,589 |
| 2024 | $4,899.00 Homeowner's exemption | $175,000 (-) Land $22,200 Building $152,800 | $188,200 (+7.54%) Land $23,875 Building $164,325 |
| 2023 | Homeowner's exemption | $175,000 Land $22,200 Building $152,800 | $175,000 Land $22,200 Building $152,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Willowbend Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1989) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 1989 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Willowbend Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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