232 Willow Crest Dr, Zion, IL 60099 Property Records

Lake County property record for 232 Willow Crest Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,544 sqft · built 2002
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on Record
Last Sale	$168,500 (Nov 2008)
Tax Bill	$8,314 (2024)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-18-202-109`

Property Details

APN / Parcel Number

Primary APN	`04-18-202-109`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	2,645 sqft
1st Floor Area	884 sqft
2nd Floor Area	660 sqft
Upper Floors Area	660 sqft
Basement Area	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,322 sqft (0.214 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 WILLOW CREST DR
City	ZION
State	IL
Zip	60099-1385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIGHTON PONDS PHASE THREE; LOT 66
Legal Subdivision	BRIGHTON PONDS PHASE THREE
Legal Phase	3
Legal Lot Number	66
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1011
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 25TH AVE, KENOSHA, WI 53140-6306
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Prior Sale	Apr 18, 2008
Deed Document Number	20086410591
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	232 WILLOW CREST DR, ZION, IL 60099-1385
Document Number	0007463811
Instrument Date	Feb 3, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 WILLOW CREST DR ZION IL 600991385, ZION, IL 60099-1385

Mortgage

Document Number	0007463811
Date	Feb 13, 2018
Instrument	7463811

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	120 Months
Due	Feb 12, 2028

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,113 (+23.32%) Land $7,555 Building $69,558	$231,362 (+23.32%) Land $22,667 Building $208,695
2024	$8,314.00 (+5.79%)
2023	$7,859.00 (+8.56%)	$62,530 (+3.8%) Land $6,126 Building $56,404	$187,609 (+3.8%) Land $18,380 Building $169,229
2022	$7,239.00	$60,239 Land $5,484 Building $54,755	$180,735 Land $16,454 Building $164,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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