220 Willow Crest Dr, Zion, IL 60099 Property Records

Lake County property record for 220 Willow Crest Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1986
Lot Size	0.22 acres (9,570 sqft)
Owner	2 Individual Names on Record
Last Sale	$137,000 (Feb 2018)
Tax Bill	$7,139 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-18-202-063`

Property Details

APN / Parcel Number

Primary APN	`04-18-202-063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,312 sqft Living Area
Gross Area	1,796 sqft
1st Floor Area	1,289 sqft
2nd Floor Area	23 sqft
Upper Floors Area	23 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,570 sqft (0.22 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	220 WILLOW CREST DR
City	ZION
State	IL
Zip	60099-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SURREY HILL DEVELOPMENT; LT218 (EX W9)& LT220 (EX E3.90) L OT 220
Legal Subdivision	SURREY HILL DEVELOPMENT
Legal Lot Number	220
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1008
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	220 WILLOW CREST DR, ZION, IL 60099-1904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU
Feb 21, 2018	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2018 · Amount on Record
Deed Sale	Feb 21, 2018 · Amount on Record
Prior Sale	Feb 4, 1999 · Amount on Record
Deed Document Number	20187465026
Prior Transfer Date	Jan 28, 2013
Prior Transfer Doc	0006958044
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	220 WILLOW CREST DR, ZION, IL 60099-1904
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007882147
Date	Mar 9, 2022
Instrument	7882147

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2051

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 21, 2018
Property Address	220 WILLOW CREST DR, ZION, IL 60099-1904
Document Number	0007465026
Map Reference	DOC1899045
Instrument Date	Feb 3, 2018
Instrument	7465026
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$137.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	220 WILLOW CREST DR, ZION, IL 60099-1904
Investor	Possibly a Property Investor

Mortgage

Document Number	0007465027
Date	Feb 21, 2018
Instrument	7465027

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$74,955 (+23.32%) Land $7,627 Building $67,328	$224,887 (+23.32%) Land $22,883 Building $202,004
2024	$7,139.00 (+14.98%)
2023	$6,209.00 (+1.74%)	$60,781 (+13.42%) Land $6,185 Building $54,596	$182,361 (+13.42%) Land $18,557 Building $163,804
2022	$6,103.00	$53,590 Land $5,528 Building $48,062	$160,786 Land $16,586 Building $144,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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