234 Willow Crest Dr, Zion, IL 60099 Property Records

Lake County property record for 234 Willow Crest Dr, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 948 sqft · built 2001
Lot Size	0.212 acres (9,235 sqft)
Owner	Company Name on Record
Last Sale	$178,000 (May 2019)
Tax Bill	$7,033 (2024)
Deeds & Mortgages	May 2019 Sale & Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-18-202-108`

Property Details

APN / Parcel Number

Primary APN	`04-18-202-108`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
Gross Area	1,432 sqft
1st Floor Area	896 sqft
2nd Floor Area	52 sqft
Upper Floors Area	52 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	103 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	234 WILLOW CREST DR
City	ZION
State	IL
Zip	60099-1385
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIGHTON PONDS PHASE THREE; LOT 67
Legal Subdivision	BRIGHTON PONDS PHASE THREE
Legal Phase	3
Legal Lot Number	67
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	1
Census Block	1011
Census Tract	860106

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	234 WILLOW CREST DR, ZION, IL 60099-1385
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 31, 2019	Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage CONSUMERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Apr 26, 2010 · Amount on Record
Deed Document Number	20197565313
Record Updated	Jun 8, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	May 31, 2019
Property Address	234 WILLOW CREST DR, ZION, IL 60099-1385
Document Number	0007565313
Map Reference	DOC 4461216
Instrument Date	May 17, 2019
Instrument	7565313
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	234 WILLOW CREST DR, ZION, IL 60099-1385

Mortgage

Document Number	0007565314
Date	May 31, 2019
Instrument	7565314

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	234 WILLOW CREST DR, ZION, IL 60099-1385
Document Number	0007450790
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 WILLOW CREST DR ZION IL 600991385, ZION, IL 60099-1385

Mortgage

Document Number	0007450790
Date	Dec 13, 2017
Instrument	7450790

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031-1811

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 12, 2027

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Beach Park Community Consolidated School District 3 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,964 (+23.32%) Land $7,528 Building $66,436	$221,914 (+23.32%) Land $22,586 Building $199,328
2024	$7,033.00 (+14.82%)
2023	$6,125.00 (+1.74%)	$59,978 (+13.28%) Land $6,105 Building $53,873	$179,952 (+13.28%) Land $18,317 Building $161,635
2022	$6,020.00	$52,947 Land $5,457 Building $47,490	$158,857 Land $16,373 Building $142,484

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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